Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Can someone else register and insure a vehicle I finance?

I am financing a car and want someone else to insure I and register it. I live in Florida, is that possible?

Apr 7, 2019 Fern Park, FL

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Credentials
  • 7+ years of Experience in the Insurance Industry

Regardless of where you live, if you are financing a vehicle you need to have it registered in your name. You can put the car insurance in someone else's name but insuring a vehicle you don't own can be challenging and you would still need to be listed on the policy. You will also need to list your finance company (i.e. lienholder) on the policy as an additional interest since they have a financial claim to the vehicle.

Good luck and if you have any additional questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Does having car insurance build credit?

You are correct that, in the majority of states, credit has an impact on your overall rate. However, maintaining car insurance and paying your bill on time will not result in a significant impact on your credit score like making timely credit card payments. Your auto insurance policy is not directl…

What happens if you total a rental car?

The answer depends on your insurance coverage. If you do not have insurance you will likely be responsible for the cost of the vehicle. If you do have comprehensive or collision coverage, check with your insurance company. The company may cover the damages.An insurance company may extend your colli…
Dec 16, 2018 Tampa, FL

Do I need long-term rental car insurance?

Thanks for reaching out to The Zebra. Having insurance on any vehicle you drive is recommended (whether it's a rental or personal vehicle), and wanting to carry it for 75 days leaves you with two main options.Option#1 (likely the simplest) is to buy the insurance offered by the rental company,…
Jul 1, 2022 Las Vegas, NV

Car insurance for elderly car owner who doesn't drive?

There's a couple of ways to go about handling this. First, you need to be careful about your mother's registration. Florida is usually pretty active with their registration and if she drops coverage, she risks having her registration suspended and the possibilities for fines. In this sens…
Jun 20, 2018 Lake Worth, FL