So there are a few things to consider before you file the claim.
- How much does it cost to repair the damage to your car? If it's less or close to the amount of your deductible, then you wouldn't want to file a claim because they wouldn't pay much for the damages, if any at all.
- Is the damage is more than your deductible?
- Will the claim will be listed as an at-fault accident?
- An at-fault accident will negatively impact your rates for up to five years. Here is more information on whether or not you should file a claim. Also, here is information on what to expect if you do file a claim. Good luck and if you have any other questions, don't hesitate to ask. Below are some expected rate increases for Washington
|Year After Accident||Average Annual Premium|
|0 - No Accident||$1,160|
|1 Year Later||$1,482|
|2 Years Later||$1,804|
|3 Years Later||$2,126|