Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Debris fell out of truck and damaged my bumper

I was driving down the freeway during rush hour traffic when an unknown object fell off of the truck in front of me. Because there were people on both sides, I was unable to move over fast enough and hit whatever it was. The driver where the object came out of didn't stop but I was able to get their license plate information. How should I handle this?

May 19, 2018 Bakersfield, CA

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Credentials
  • 9+ years of Experience in the Insurance Industry

I recommend you contact your insurance company and give them all the information regarding the accident. This includes photos of the damage to your vehicle, the highway name, time, the license plate of the at-fault driver, and a vehicle description. Providing as much information as possible will negate deniability by the at-fault party. Your insurance company's claims department will handle pursuing the at-fault party. For more information, check out our guide to filing claims. To learn more about what to expect from the filing process. Best of luck

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Am I covered while I'm moving to a new state?

I'm so sorry to hear about your accident during such a transitional and inconvenient time! I would contact your insurance company in Oregon and talk to the claims department to see if this will be covered. Many companies provide a grace period for you to obtain other insurance while you are moving …
Jul 22, 2022 Atlanta, GA

If someone keyed my car and I file a claim, will my insurance rates go up?

I'm sorry to hear this happened to your vehicle! I would recommend getting a repair estimate before filing a claim so you've got plenty of information to base your decision on. This damage to your car would be considered an act of vandalism, which falls under comprehensive coverage. Check your decl…
Jan 6, 2022 Plano, TX

Can you file a claim on behalf of the insured if they are deceased?

First of all, we're very sorry to hear about the passing of your mother. Our thoughts are with you and your family. As to your question, you mention that you're not the official executor of the estate. Do you know if there is an official executor? If you're in contact with the person…
May 20, 2022 Winter Park, FL

What do I do if my car is hit by an object that came off of someone else's vehicle?

Filing a police report and contacting your insurance provider would be my recommendation. Doing this allows the police to search for the driver pulling the trailer while your insurance company starts the repair process on your vehicle. The driver of the truck should be responsible, but it may be di…
Sep 24, 2016 Manteno, IL