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Debris fell out of truck and damaged my bumper

I was driving down the freeway during rush hour traffic when an unknown object fell off of the truck in front of me. Because there were people on both sides, I was unable to move over fast enough and hit whatever it was. The driver where the object came out of didn't stop but I was able to get their license plate information. How should I handle this?

Aug 13, 2024 Bakersfield, CA

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Ava Lynch

Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

Credentials
  • 9+ years of Experience in the Insurance Industry

I recommend you contact your insurance company and give them all the information regarding the accident. This includes photos of the damage to your vehicle, the highway name, time, the license plate of the at-fault driver, and a vehicle description. Providing as much information as possible will negate deniability by the at-fault party. Your insurance company's claims department will handle pursuing the at-fault party. For more information, check out our guide to filing claims. To learn more about what to expect from the filing process. Best of luck

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