Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

How do I finalize my quote on The Zebra's site?

I searched The Zebra to find a new car insurance policy, and I found a quote that fits my budget. Great! But happens next? Is that number exactly what I will pay?

Aug 2, 2024 Houston, Texas

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Credentials
  • 7+ years of Experience in the Insurance Industry

We're glad you found a quote that will work for you! The quotes we provide are based on the information you enter, so before we can lock in those rates, some of the details have to be confirmed.

Some carriers will have you go through their website to finalize your quote or you can call our agents to finalize your policy. In either case, here's what you can expect:

1) You will likely have to confirm your answers to some of the info you have provided.

2) The insurance company will run a soft credit inquiry (if you live in a state where credit is a rating factor), motor vehicle report and CLUE report to verify details.

3) The insurance company will also run a report to look for additional drivers in the household. You will need to exclude any drivers living in the house you don't want covered (although keep in mind to only do that if they won't be driving your cars at all).

Once all these reports come back and all the information is verified your rate is finalized and you can officially buy your new policy.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare auto insurance rates and save up to $670 per year!

Location pin icon
No junk mail. No spam calls. Free quotes.

Did we answer your question?

Browse related topics below or submit your own! We'll respond by the next business day.

How do I add another vehicle to my policy?

Congratulations on your new car! The first thing to do when you want to add a new vehicle to your policy is to locate the original policy document. This should have the contact info you need to make changes.You can also log-in to view your policies on The Zebra. Go to The Zebra homepage and click t…
Aug 9, 2024 Buffalo, New York

Can I get insurance in one state if my vehicle is registered in one state and insured in another with The Zebra?

Unfortunately, the short answer is no. Depending on the state's Department of Insurance, have between 30 and 90 days to transfer your car's registration and insurance to your new state. In Connecticut, you do have 90 days, but for the benefit of others with the same question from other st…
Aug 30, 2024 Stamford, Connecticut

Does The Zebra use a hard or soft credit pull to compare insurance quotes?

Thank you for this question.The Zebra does not do a soft or hard pull of your credit. We use the range of information that you provide in order to give you an estimate. Once you shop with an insurance company (The Zebra does not provide insurance, only comparison quotes), they will pull your credit…
Jun 3, 2019 Gary, IN

I used The Zebra - but was I given no insurance quotes, why?

I'm sorry you had a frustrating experience. Our goal at The Zebra is to simplify insurance and provide everyone a range of affordable quotes. Unfortunately, sometimes we're unable to for a variety of reasons:1) Where you live can have a big impact on the types of quotes you are offered. C…
Aug 2, 2024 Miami, Florida