Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

How do I finalize my quote on The Zebra's site?

I searched The Zebra to find a new car insurance policy, and I found a quote that fits my budget. Great! But happens next? Is that number exactly what I will pay?

Aug 13, 2024 Houston, Texas

Answer
Author profile picture

Ava Lynch

Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

Credentials
  • 9+ years of Experience in the Insurance Industry

We're glad you found a quote that will work for you! The quotes we provide are based on the information you enter, so before we can lock in those rates, some of the details have to be confirmed.

Some carriers will have you go through their website to finalize your quote or you can call our agents to finalize your policy. In either case, here's what you can expect:

1) You will likely have to confirm your answers to some of the info you have provided.

2) The insurance company will run a soft credit inquiry (if you live in a state where credit is a rating factor), motor vehicle report and CLUE report to verify details.

3) The insurance company will also run a report to look for additional drivers in the household. You will need to exclude any drivers living in the house you don't want covered (although keep in mind to only do that if they won't be driving your cars at all).

Once all these reports come back and all the information is verified your rate is finalized and you can officially buy your new policy.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare auto insurance rates and save up to $670 per year!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Did we answer your question?

Browse related topics below or submit your own! We'll respond by the next business day.

Does The Zebra use a hard or soft credit pull to compare insurance quotes?

Thank you for this question.The Zebra does not do a soft or hard pull of your credit. We use the range of information that you provide in order to give you an estimate. Once you shop with an insurance company (The Zebra does not provide insurance, only comparison quotes), they will pull your credit…
Feb 24, 2023 Gary, IN

Can I exclude my spouse from my insurance policy if I use The Zebra's app?

This varies depending on your state and on your insurance company. If you're currently married and living in the same household, many insurance companies will require you to be covered by the same policy. However, if you're married and currently living in separate households, you will likely be req…
Aug 30, 2024 Dallas, Texas

How do I cancel the insurance policy I bought through The Zebra?

You can usually cancel your policy at any time and for any reason, by calling your insurance company or agent. You can refer to your original policy document which should have the contact info you need. You can also find this information on your initial email from your insurance company, ID cards o…
Aug 30, 2024 Kansas City, Kansas

If I use The Zebra, can I make sure I'm covered by my preferred company?

We work with a wide variety of insurance providers, including Progressive. (For others with a similar question about a different provider, you can find the current list of companies we partner with here.)If your preferred provider didn't show up for you, give our agents a call. We can run a quote m…
Jan 17, 2025 Cleveland, Ohio