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How do I finalize my quote on The Zebra's site?

I searched The Zebra to find a new car insurance policy, and I found a quote that fits my budget. Great! But happens next? Is that number exactly what I will pay?

Aug 2, 2024 Houston, Texas

Answer
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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

We're glad you found a quote that will work for you! The quotes we provide are based on the information you enter, so before we can lock in those rates, some of the details have to be confirmed.

Some carriers will have you go through their website to finalize your quote or you can call our agents to finalize your policy. In either case, here's what you can expect:

1) You will likely have to confirm your answers to some of the info you have provided.

2) The insurance company will run a soft credit inquiry (if you live in a state where credit is a rating factor), motor vehicle report and CLUE report to verify details.

3) The insurance company will also run a report to look for additional drivers in the household. You will need to exclude any drivers living in the house you don't want covered (although keep in mind to only do that if they won't be driving your cars at all).

Once all these reports come back and all the information is verified your rate is finalized and you can officially buy your new policy.

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Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

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Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

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Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare auto insurance rates and save up to $670 per year!

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