How do I finalize my quote on The Zebra's site?

I searched The Zebra to find a new car insurance policy, and I found a quote that fits my budget. Great! But happens next? Is that number exactly what I will pay?

Aug 13, 2024 Houston, Texas

Answer

By Ava Lynch

Updated August 13, 2024

We're glad you found a quote that will work for you! The quotes we provide are based on the information you enter, so before we can lock in those rates, some of the details have to be confirmed.

Some carriers will have you go through their website to finalize your quote or you can call our agents to finalize your policy. In either case, here's what you can expect:

1) You will likely have to confirm your answers to some of the info you have provided.

2) The insurance company will run a soft credit inquiry (if you live in a state where credit is a rating factor), motor vehicle report and CLUE report to verify details.

3) The insurance company will also run a report to look for additional drivers in the household. You will need to exclude any drivers living in the house you don't want covered (although keep in mind to only do that if they won't be driving your cars at all).

Once all these reports come back and all the information is verified your rate is finalized and you can officially buy your new policy.

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Step 3: Compare your quotes

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