Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

It is illegal to pay for someone else's car insurance

Is it illegal to pay for your daughter's insurance if she doesn't live with you and lives else where in the state of Florida?

Jun 24, 2018 Pinellas, FL

Answer
Author profile picture

Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

While it is not illegal to pay for someone else's policy, you might run into issues if she's on your policy as well. Car insurance is regulated at the state level and priced at the zip code level. So, if she's on your car insurance policy but not living at your residence, you will probably run into some problems. However, if she had her own policy and you're simply paying for it, there shouldn't be a problem. At the end of the day, the insurance policy really just needs to be paid for. Best of luck!
Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started. No phone number required.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

If I have car insurance, can I test drive a car that has no insurance?

Yes, most car insurance companies in Alabama will cover you while driving another vehicle, even if you do end up getting in an accident during a test drive. To be sure, we recommend calling your specific insurance company to find out exactly what their coverage entails, but know that this type of s…
Jun 24, 2019 Madison, AL

Can I pro-rate a car if I add it to an existing policy?

Thanks for reaching out to The Zebra! Adding multiple vehicles and changing policies can be a little confusing, so we're happy to help. The answer is yes, the insurer will pro-rate the change to the plan and add the new vehicle to the existing term. Usually, adding another car just takes a sim…
Jul 7, 2018 Orlando, FL

Can I file a claim if my insurance policy is canceled but was active at the time of an accident?

It will depend on how long ago the accident happened. You can use our chart on time limits for filing claims by state and see if you still have time to file a claim. If the accident happened in Florida, you have 4 years from the date of the incident to file a claim, based on the chart. The timefram…
Jan 15, 2017 Miami, FL

How do I prove I am staying in the same address I reported to my car insurance company?

It depends on the insurance company, but most will accept proof in the form of a utility bill or something similar to prove where you live. I recommend calling your insurance company to find out what documentation they will require to prove your residency and reinstate your policy. Good luck and if…
Jul 4, 2019 Los Banos, CA