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It is illegal to pay for someone else's car insurance

Is it illegal to pay for your daughter's insurance if she doesn't live with you and lives else where in the state of Florida?

Aug 13, 2024 Pinellas, FL

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By Ava Lynch Info
Updated August 13, 2024
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Ava Lynch
Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

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While it is not illegal to pay for someone else's policy, you might run into issues if she's on your policy as well. Car insurance is regulated at the state level and priced at the zip code level. So, if she's on your car insurance policy but not living at your residence, you will probably run into some problems. However, if she had her own policy and you're simply paying for it, there shouldn't be a problem. At the end of the day, the insurance policy really just needs to be paid for. Best of luck!
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