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It is illegal to pay for someone else's car insurance

Is it illegal to pay for your daughter's insurance if she doesn't live with you and lives else where in the state of Florida?

Jun 24, 2018 Pinellas, FL

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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

While it is not illegal to pay for someone else's policy, you might run into issues if she's on your policy as well. Car insurance is regulated at the state level and priced at the zip code level. So, if she's on your car insurance policy but not living at your residence, you will probably run into some problems. However, if she had her own policy and you're simply paying for it, there shouldn't be a problem. At the end of the day, the insurance policy really just needs to be paid for. Best of luck!
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