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Is it legal to change homeowners insurance policies without the approval of all parties on the deed?

Can I make changes to my homeowners insurance policy without notifying others listed on the deed?

Oct 23, 2019 Houston, TX

Answer
Author profile picture

Kristine Lee

Insurance Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

As long as you're on the deed, you do not need permission from all parties in order to change your homeowners insurance. Keep in mind that anyone with a vested interest could also insure the property how they see fit, but if it is in your name then you're free to alter the policy if you want.

Thanks for the question and if you have anything else you'd like to know, don't hesitate to ask.

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