Question
My liability only car was hit by a stolen vehicle
My car was parked legally in my drive way, was involved in a hit-and-run with a stolen car, should onwer's ins. cover damages? My car was parked legally in my driveway, I only had liability at the time and my car was totaled. The driver was found Owner of the stolen vehicle's insurance denied my first claim. Should the owner of stolen vehicle's insurance cover the damages to my car? Doesn't insurance follow the car and then her insurance has to go after the kid who was driving?
Answer
Unfortunately, the owner of the vehicle that was stolen isn't liable because the fact they didn't give permission to the driver negates any coverage. The individual who stole the vehicle and caused the damage is responsible. I would contact the owner of the vehicle to get the police report information and potentially contact a lawyer.