Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

My insurer says I have past speeding tickets, but I've never had one. How do I address false and inaccurate citations on my record?

I have two reports of me speeding according to my insurance company but I never got pulled over, never went to court, never got a ticket, and never paid a fine. The only tickets I have had were for no insurance and I paid that. I also paid Michigan a driver's responsibility fee. Both speeding reports seemed to be from the same day. Is it even worth trying to get this off my record? Or am I making this a bigger headache than it should be? I already pay $1000 for PLPD insurance.

Sep 23, 2019 Garden City, MI

Answer
Author profile picture

Kristine Lee

Manager, Content and Data

Credentials
  • Licensed Insurance Agent — Property and Casualty

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

I think it's worth trying to resolve it because a better driving record can help your rate quite a bit. If multiple insurance companies are showing that you have these tickets, then I would call the state and see what they have on your license — this could simply be an error. I suggest you get a copy of your MVR report to verify your driving record. You could show them your clean MVR and they should remove the charges for the tickets. 

If it's just one insurance company showing this, it could be that their system isn't reading the information correctly and you should move on to other insurers.

If you have any questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started. No phone number required.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

In Michigan is there a grace period to get insurance on a vehicle when you buy it?

He would need to get insurance to before he drives the vehicle. There is no grace period in Michigan. If he already has insurance he would typically have 14 days to switch out the vehicle but he would need to check with his specific company. Good luck and if you have any questions, don't hesit…
Apr 5, 2019 Rogers City, MI

Is there a way to get car insurance quotes without having a car first?

You don't have to physically own or possess a vehicle to get a car insurance quote, but you will at least need a year, make, and model of a vehicle you're interested in purchasing to get a quote.The great thing about The Zebra is that it's easy to compare quotes for any vehicle you m…
Oct 24, 2016 Southfield, MI

How can I get cheaper insurance after a reckless driving charge?

Thank you for reaching out to The Zebra. This is a great question, and I'm sure the high rate is getting frustrating after almost three years. Reckless driving is, unfortunately, considered a major violation. However, these violations typically start to fall off your record after a period of t…
Mar 13, 2023 Central, SC

If I use my parents' house as my permanent address but live in an apartment, can I get renters insurance?

You would need to use the address of the apartment you are planning on renting. In the event of a claim, let's say a fire, your renters insurance provider will notice that the address listed on your claim doesn't match your policy paperwork. It's important to use the address where yo…
Jun 19, 2017 Lansing, MI