Question
Should both my girlfriend and I be on the car title?
I am a 24-year-old male & my girlfriend is 25 years old. We live together. I am buying a used 2012 car. We will both be sharing & using the car to go to our jobs just a few miles from where we live. Should we both be on the car title? How does the insurance work? Should I get a policy in my name and then add my girlfriend to the policy?
Answer
I would only put the title in one name — whoever will own and register the vehicle. Putting two people on the title may only complicate things unnecessarily and make it harder to sell. As far as the insurance goes, you would both need to be listed drivers on the policy if you share the vehicle and live together. This could be done regardless of who owns it. So yes, you can get a policy in your name and then add your girlfriend. See our guide to car insurance for unmarried couples for more information. It also provides some insight into situations where it might not be a very wise decision to add your partner to your policy. If you have any questions, don't hesitate to ask.
Insurance is complicated, but it doesn't have to be.
The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.
Step 1: Tell us a little about yourself
Choose an insurance product and enter your zip code to get started. No phone number required.
Step 2: Sip your coffee while we find the best quotes
Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.
Step 3: Compare your quotes
Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.
Step 4: Let our agents do the hard work for you
Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.