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Question

Do I need personal or commercial auto insurance to tow my flatbed trailer and hauling machinery?

I am not a business, but I own a flatbed trailer. My son-in-law has a heavy equipment company and on occasions have needed machinery delivered with my trailer. What kind of policy do I need? 

Dec 22, 2020 Bolivar, MO

Answer
Author profile picture

Renata Balasco

Senior Content Strategist

Credentials
  • Licensed Insurance Agent — Property and Casualty

Renata joined The Zebra in 2020 as a Customer Experience Agent. Since 2021, she has worked as licensed insurance professional and content strategist.…

Even though your vehicle is used for personal use, your vehicle itself is made for business use. If you want it insured then you will need to get commercial insurance, especially if your son-in-law has an equipment company. 

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