Question
My camper stays at a seasonal campground year-round. What type of insurance do I need?
I have a 2003 Carriage Carri-lite 5th wheel trailer. It is permanently set on a site at an adult campground. The campground is open from around mid-April to November 4th. What type of insurance do I need?
Answer
If the trailer is for personal use, which it sounds like is the case, you would need just need regular RV/trailer insurance. This is fairly straightforward, and we can help you out with quotes from several carriers at The Zebra by calling 888-807-3823.
However, there are cases where people live in their travel trailers or motorhomes for seasonal employment, rotating job sites or other work-related circumstances every few months. We've been asked about employees living on a temporary job site in their RV/motorhome, and in this case, a commercial policy is the best option. We work with Progressive Commercial so feel free to call 877-583-4124 to get a quote.
Best of luck, and if you have more questions we're always here for you to ask! For more information, check out the additional resources below.