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Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

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Ross Martin

Insurance Writer

  • 4+ years in the Insurance Industry

Ross joined The Zebra as a writer and researcher in 2019. He specializes in writing insurance content to help shoppers make informed decisions.

Ross h…

Auto insurance in Stamford, Connecticut

Premiums in Connecticut, which are 8% greater than the national average, are recognized for being pricey. Premiums also run high in Stamford, so it's vital to find savings by comparing rates.

Let’s take a look at how to save on car insurance in Stamford.


Stamford car insurance by accident or violation history

Accidents and violations can cost you in terms of premiums. The amount of damage caused by an accident plays a part in how drastically insurance rates will climb. Compared to at-fault accidents with damages less than $1,000, accidents with damages exceeding $2,000 cost you another $55 per year in premiums. Drivers with a DUI in Stamford have rates nearly double the average for the city ($1,591). Reckless driving will drive your rates up as well, with typical rates of $2,958. That is 86% higher than the city average!

  • DUI: $2,963
  • Reckless Driving: $2,958
  • At-fault Accident (damages less than $1000): $2,318
  • At-fault Accident (damages greater than $2000): $2,373
  • Speeding Ticket (16-20 mph over speed limit): $1,862


Stamford car insurance by age

Teenage drivers have the highest rates amongst all the age groups. They pay around $6,843 on car insurance premiums. When Stamford drivers hit their 20s, therefore moving out of the teenage age range, they can save $4,670 annually. It is the largest difference between any age group. Insurance rates for drivers in Stamford continue to fall through their 50s, but they can expect an increase when they hit 60. Drivers in their 50s save money on insurance, as they have the smallest rates among all age groups, paying only $1,466 every year. However, those in their 40s and 60s also have relatively low premiums, with premiums of $1,521 and $1,522, respectively.

  • Teenagers: $6,843
  • 20s: $2,172
  • 30s: $1,570
  • 40s: $1,521
  • 50s: $1,466
  • 60s: $1,522
  • 70s: $1,994


Stamford car insurance by gender and marital status

Marital status and gender can influence your car insurance premiums in Stamford. Rates for those who are divorced or widowed are the same as rates for single individuals. On the other hand, you spend around 5% more per year if you're single as opposed to married. Premiums for men and women usually vary by 2%, with women paying less.

  • Female: $1,565
  • Male: $1,591
  • Single: $1,591
  • Married: $1,521
  • Divorced: $1,591
  • Widowed: $1,591


Stamford car insurance by credit rating

Average car insurance premiums in Stamford for those with Very Poor credit (300-579) are more than twice the premiums for those with Exceptional credit (800-850). In terms of percent change, the greatest benefit of better credit occurs when boosting your score from Good (670-739) to Very Good (740-799), by which drivers can save nearly 19% per year.

  • Very Poor: $2,996
  • Fair: $2,481
  • Good: $2,052
  • Very Good: $1,659
  • Exceptional: $1,408

Want to learn more? See our guides covering finding the cheapest car insurance and auto insurance providers with the best consumer and third-party ratings. Or, go ahead and get free car insurance quotes based on your unique driving profile.


Compare car insurance rates today.

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About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.