How to Find your Progressive Declarations Page

Your declarations page displays the most important information about your insurance policy. Review our step-by-step guide to access yours from Progressive.

What does a Progressive declarations page look like?

A declarations page (commonly referred to as the "dec page") hosts the most important information about your insurance policy — who is covered, what is covered, and for which limits. For Progressive customers, your declarations page looks like this:

How to read your declarations page by section:

Policy number: This is your unique policy number, which you’ll need when filing a claim.
Policy term: Lists the effective date and expiration date of your policy.
Policyholder name and address: The address listed must be that of the policyholder and the primary location at which the vehicle is kept.
Vehicle information: The insured car's make, model, year and VIN are listed here.
Coverages, limits and deductibles: Lists bodily injury and property damage liability (required), as well as any elected coverages such as comprehensive, collision, etc. The limits list the maximum amount that each coverage will pay as well as any required deductible you have to pay out of pocket.

This is a sample document for instructional purposes only, not a guarantee of specific customer results.

How to Read a Car Insurance Policy

Make sure you know where to find important information on your policy documents.

How to find your Progressive declarations page online

To access your declarations page online, you must be logged in to your account on Progressive's website. On your home page, you will see a box with the image depicted below. Select "Get Proof of Insurance."

Next, select "Declarations Page" from this menu. You will then see a list of documents labeled as the declarations pages for each policy term. Select the one you need; the appropriate declarations page will open a new window.

How to find your declarations page on Progressive's mobile app

If you need to access your declarations page on the go, the Progressive mobile app also keeps your documents handy.

Step 1: Log in to the Progressive app with your credentials.
Step 2: Scroll to the "Things to do" section and select "ID Cards and Documents."
Step 3: Click "other documents"; this will trigger a pop-up warning you that you must navigate to the mobile site. Select "go to site."
Step 4: Make sure Declarations Page is selected in the drop-down menu. Click the PDF hyperlink under the appropriate policy term to see your full declarations page.

Zebra tip: Renewal is a great time to shop around

If your policy renewal premium was higher than you're happy with, consider comparing quotes with other companies. Now that you've found your declarations page, you can compare coverage exactly and ensure you are getting quoted for a comparable policy.

Advice from your agent: Compare coverages line by line

"A lot of people focus only on the cost of insurance without truly comparing coverage apples to apples. I always encourage folks to go line by line through their policy before switching. Often, you’ll discover that certain coverages were removed, limits were lowered, or deductibles were increased. It’s essential to ensure all coverages are equal first, and then compare the price."

Katie Gold — Head of Agency at The Zebra

When would I need my declarations page?

Your insurance declarations page is an important document that outlines all the coverages you’re enrolled in, along with their limits. It can be especially helpful in various situations, whether you're shopping around with new providers, getting a new car, or making changes to your policy like adding drivers or vehicles. By understanding how to read this document, you can make informed decisions about your coverage, ensure you're adequately protected, and simplify the process of updating or comparing policies.

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