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Kristine Lee

Insurance Analyst

  • Licensed Insurance Agent — Property and Casualty
  • 4+ years of Experience in the Insurance Industry

Kristine is a licensed insurance agent who joined The Zebra in 2019 as an in-house content researcher and writer. Before joining The Zebra, she was a…

How much does auto insurance cost in Brockton?

The typical Brockton driver pays $2,437 per year for car insurance. That's more expensive than the statewide average in Massachusetts ($1,463) and more expensive than the national average of $1,548. Our guide to car insurance in Brockton — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history and marital status. Read on for more information.

Brockton Average (annual) Massachusetts Average National Average
$2,437 $1,463 $1,548


Brockton car insurance premiums by company

The difference in auto insurance rates from company to company can be dramatic. For a typical driver, Safety offers Brockton's most affordable premiums. Reference below the top options for affordable insurance in Brockton. Don't forget to get car insurance quotes based on your unique driving profile.

Company Average Yearly Rate
Safety $1,677
Plymouth Rock $1,733
Arbella $2,095
GEICO $2,119
MetLife $2,779

Consult our expert guide to finding the best cheap car insurance.

Brockton auto insurance premiums by age

The age bracket that pays the least for auto insurance in Brockton consists of drivers in their 60s, who pay an average of $2,069. Those in their 50s don't pay much more ($2,165).

Teenage drivers pay Brockton's most expensive auto insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Brockton is to age out of your teens. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in Brockton is $4,225. That's the biggest gap in premiums between any pair of age brackets.

Age tier Average Annual Rate
Teens $7,317
20s $3,092
30s $2,373
40s $2,288
50s $2,165
60s $2,069
70s $2,210

Dive into the data on car insurance and age.

Brockton auto insurance costs by marital status and gender

In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Brockton pay $11 less than single drivers for auto insurance.

Gender is another factor that can affect car insurance rates.

Gender/Marital Status Average Yearly Rate
Female $2,437
Male $2,437
Single $2,437
Married $2,426
Divorced $2,426
Widowed $2,426

Learn more about how gender and marital status have on auto insurance rates.

Brockton auto insurance premiums by incident history

Maintaining a clean driving record is an effective way to keep your car insurance rates down. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Brockton, a reckless driving citation results in an average insurance rate increase of $2,094 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $1,877 increase, and a speeding ticket leads to a $762 rate hike.

Violation/Incident Average Annual Rate
DUI/DWI $4,314
Reckless Driving $4,531
At-fault Accident (damages less than $1,000) $2,926
At-fault Accident (damages > $2,000) $4,127
Speeding Ticket (16-20 mph over speed limit) $3,199

Get more info on how a bad driving history can impact your car insurance costs.

Brockton car insurance premiums by credit tier

Massachusetts is one of several U.S. states that does not allow car insurance companies to use credit as a rating factor.

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
  • The Zebra’s insurance editorial content is not subject to review or alteration by insurance companies or partners.
  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.