Gresham, OR Car Insurance

Learn how to save on auto insurance in Gresham.

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

Why you can trust The Zebra

The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed insurance agents, and never influenced by our partnerships. Learn more about how we make money, review our editorial standards, reference our data methodology, or view a list of our partners.

What is the average cost of car insurance in Gresham?

 

Auto insurance costs an average of $1,944 per year in Gresham. That's more expensive than the average in Oregon ($1,463) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in Gresham.

 
GRESHAM CAR INSURANCE RATES
Gresham Average (per year)Oregon AverageNational Average
$1,944$1,463$1,548
 
Skip to:

 

Gresham car insurance rates by provider

 

The difference in auto insurance rates from company to company can be substantial. In Gresham, USAA offers the cheapest rates for the average insurance customer. See below the best options for affordable auto insurance in Gresham. Don't forget to get car insurance quotes based on your driving profile.

 
GRESHAM CAR INSURANCE RATES BY COMPANY
InsurerAverage Yearly Rate
USAA$1,350
GEICO$1,381
Country$1,534
State Farm$1,569
Farmers$2,049
 

Consult our expert guide to finding the best cheap car insurance.

 

Auto insurance premiums by age in Gresham

The age group that enjoys the lowest auto insurance rates in Gresham are drivers in their 50s, who pay an average of $1,734 per year. Rates for Gresham drivers in their 60s are also relatively affordable, at just $1,777 per year.

The Gresham drivers who pay the highest insurance rates are teenagers. One of the most effective ways to get cheaper car insurance rates as a driver in Gresham is to celebrate your 20th birthday. The difference in rates paid by teenage drivers and drivers in their 20s in Gresham is $4,856, the largest such difference between any two age groups.

 
GRESHAM CAR INSURANCE RATES BY DRIVER AGE
Age groupAverage Yearly Rate
Teenagers$7,392
20s$2,536
30s$1,922
40s$1,824
50s$1,734
60s$1,777
70s$2,215
 

Learn more about the impact of age on auto insurance rates.

 

Gresham car insurance rates by gender and marital status

 

In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In Gresham, married drivers pay $106 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. In Gresham, single drivers pay less than those who are widowed.

Gender is another factor that can affect auto insurance rates. In Gresham, female drivers pay $126 per year more than do male drivers for car insurance.

 
GRESHAM CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Annual Rate
Female$2,070
Male$1,944
Single$1,838
Married$1,838
Divorced$1,951
Widowed$1,947
 

Learn more about how gender and marital status have on insurance rates.

 

Gresham car insurance premiums by driving history

 

Maintaining a clean driving record is an effective way to minimize your auto insurance costs. At-fault collisions, DWIs, citations for reckless driving, and speeding tickets each contribute to increases in car insurance rates. Insurance companies reward low-risk drivers with the gift of low rates.

Two of the most costly citations to receive are DUI and reckless driving. Gresham drivers found guilty of reckless driving face insurance rate increases of $987 per year, compared to the citywide average. A DUI violation may lead to a $768 increase, while a citation for speeding leads to a $463 rate hike.

 
AVERAGE GRESHAM INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Violation/IncidentAverage Annual Rate
DUI/DWI$2,711
Reckless Driving$2,931
At-fault Accident (damages < $1,000)$2,783
At-fault Accident (damages > $2,000)$2,953
Speeding Ticket (16-20 mph over speed limit)$2,406
 

Get more info on how a bad driving history can impact your car insurance costs.

 

Gresham auto insurance rates by credit score

 

Credit score is often closely correlated with car insurance costs. In Gresham, an improvement in credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) corresponds to a 59% drop in car insurance costs. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Gresham, improving your credit to "Fair" could help you earn $1,593 in savings on insurance premiums each year.

 
GRESHAM CAR INSURANCE RATES BY CREDIT TIER
Credit LevelAverage Rate (annual)
Very Poor$3,925
Fair$2,332
Good$1,944
Very Good$1,768
Exceptional$1,595
 

Learn more about the relationship between poor credit and car insurance.

 

Compare auto insurance quotes today!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Ross Martin
Ross MartinManager, Content Quality

As a licensed insurance agent, Ross researches and writes insurance content intended to help users make informed decisions.

Ross's background is in writing and education. He holds a master's degree from Royal Holloway, University of London.

Ross's work has been cited by The New York Times, Investopedia, The Simple DollarThe BalanceCar and Driver and Fox Business. He has been quoted by CNET, I Drive Safely and Kin Insurance

About The Zebra

The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.

  • The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.

  • The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.

  • The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.

  • The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.