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What's the average car insurance rate in Green Bay?
Car insurance coverage costs an average of $984 each year in Green Bay. That's less than the statewide average in Wisconsin ($1,181) and less expensive than the national average of $1,548. Our guide to car insurance in Green Bay — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history, and marital status. Read on for more information.
AUTO INSURANCE: GREEN BAY RATES VS. STATE + NATIONAL AVERAGES
|Green Bay Average (annual)||Wisconsin Average||National Average|
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The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Green Bay, Erie offers the cheapest rates for the average insurance customer. We've gathered the best cheap car insurance companies in Green Bay below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.
GREEN BAY AUTO INSURANCE PREMIUMS BY COMPANY
|Insurer||Average Yearly Rate|
|West Bend Mutual||$808|
The age bracket that pays the least for auto insurance in Green Bay consists of drivers in their 50s, who pay an average of $860. Rates for Green Bay drivers in their 60s are also relatively affordable, at just $894 per year.
Young drivers aged 16 to 19 pay the most for car insurance in Green Bay. When drivers hit their 20s in Green Bay and move out of the teenage age bracket, they reduce their premiums substantially. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in Green Bay is $2,857, the largest such difference between any two age groups.
GREEN BAY AUTO INSURANCE PREMIUMS BY DRIVER AGE
|Age group||Average Annual Rate|
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Green Bay pay $104 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in Green Bay, widowed drivers pay less than those who are single.
Another component of auto insurance pricing is gender. Green Bay's car insurance cost gap by gender is $12 per year, with male drivers paying more than female drivers.
GREEN BAY CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Annual Rate|
Maintaining a clean driving record is an effective way to minimize your insurance rates. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.
Two of the most expensive driving violations from an insurance perspective are reckless driving and DUI. In Green Bay, a reckless driving citation results in an average insurance rate increase of $492 per year, compared to the citywide average. For comparison's sake, a DUI offense results in a $399 increase, and a speeding ticket triggers a $221 rate hike.
GREEN BAY CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Citation||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$1,350|
|At-fault Accident (damages greater than $2,000)||$1,450|
|Speeding Ticket (16-20 mph over speed limit)||$1,205|
An important insurance rating factor is credit. Drivers with checkered credit histories typically face higher car insurance rates than do drivers with good credit. Green Bay drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 60% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In Green Bay, improving your credit to "Fair" could help you earn $793 in savings on insurance premiums each year.
GREEN BAY CAR INSURANCE PREMIUMS BY CREDIT TIER
|Credit Tier||Average Annual Rate|
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.