Finding renters insurance doesn’t need to be complicated. Compare Connecticut rates by city and insurance company below.
Get Renters InsuranceRenters insurance is an important form of insurance. It keeps your belongings safe in the event your rental property suffers damage from a common incident. A renters insurance policy protects items from fire or smoke damage, a wind storm, vandalism, theft, and a number of other events.
Unlike car insurance, renters policies aren’t priced based on state laws. That said, there are surprisingly large variations in the cost of renters policies from state to state. Policy costs in US states vary based on the value and number of renters claims made in the state, and depend on the value of the belongings you're insuring.Getting renters insurance in Connecticut is cheaper than the national average. The average annual cost of renters insurance in Connecticut is $163, $22 less expensive than the national average.
The easiest way to find inexpensive renters insurance in Connecticut is to get quotes from a variety of insurance companies. Learn more about renters insurance costs in Connecticut via the below breakdown. Remember: your rates may differ, depending on your coverage limits and the valuation of your belongings.
Renters insurance rates in Connecticut differ based on the insurer you choose. Allstate sells the cheapest renters insurance in Connecticut — $116 per year. This beats the state average rate of $163, providing a 29% discount on rates typical to the state.
Start searching for a renters policy by checking out the cheapest Connecticut carriers, detailed below.
| Insurer | Average Annual Rate in Connecticut |
| Allstate | $116.07 |
| Amica | $127.19 |
| State Farm | $132.14 |
| Homesite | $137.04 |
| MetLife | $142.87 |
Renters insurance rates in Connecticut vary by city. Pricing may depend on local variables such as the number of claims filed nearby, meaning your specific ZIP code impact how much you pay.
The best renters insurance in Connecticut is found in Torrington. The average renters insurance policy in Torrington runs only $153 per year — $9 less than the average Connecticut rate. The below table shows the best places to live in Connecticut if you’re looking for cheap renters insurance.
| City | Average Yearly Renters Insurance Rate |
| Torrington | $153 |
| Norwich | $156 |
| Manchester | $157 |
| Newington | $158 |
| Bristol | $158 |
If you’re seeking ways to save on your insurance expenditures, consider carrying your renters and auto policies with the same insurance company. Bundling auto and renters insurance in Connecticut can lead to substantial savings on your auto insurance bill. Bundling policies in Connecticut may generate yearly savings of $91.
| Avg. 12-Month Auto Insurance Rate (No Bundle) | Avg. Yearly Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,550.01 | $1,459.04 | $90.97 | 6% |
One of the best ways to save on auto insurance is to bundle your policies. Find a policy today!
You can get renters insurance from an insurance company. We recommend getting quotes for renters and auto (if applicable) from as many companies as possible to find the best coverage for the cheapest premium.
Yes. If you damage your unit or other units in the building, your liability coverage can provide protection for you and your landlord. This is why you're usually required carry renters insurance.