Connecticut Renters Insurance

Finding renters insurance doesn’t need to be complicated. Compare Connecticut rates by city and insurance company below.

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How to find affordable renters insurance in Connecticut

Renters insurance isn't required, but it is important. A renters policy keeps your personal items protected. A renters insurance policy covers household items against fire or smoke damage, a wind storm, theft, vandalism and an array of other mishaps.

Unlike car insurance, renters policies aren’t priced based on state-level legislation. Still, there are surprisingly large gaps in renters pricing by state. Renters rates in US states diverge based on the frequency and value of renters policy claims filed in the state, and also on the value of the belongings you're insuring.

Getting a renters policy in Connecticut is cheaper than the nationwide average. The average annual cost of renters insurance in Connecticut is $163, $22 less expensive than the national average.

The easiest way to acquire affordable renters insurance in Connecticut is to get quotes from as many insurers as possible. Learn more about renters insurance costs in Connecticut by referencing the below data. Remember: your rates will vary, depending on the value of your belongings and your coverage limits.

Renters insurance in Connecticut:

  1. Rates by company
  2. Rates by city
  3. Bundling
  4. FAQs

Renters insurance rates in Connecticut by insurer

Renters insurance prices in Connecticut will vary based on the insurance company you use. Allstate offers the cheapest renters insurance in Connecticut — just $116 each year. This is less than the state average price of $163, providing a 29% price break on average policy costs statewide.

Start shopping for affordable coverage by reviewing the most affordable Connecticut carriers, listed below.

CarrierAverage Annual Rate in Connecticut
State Farm$132

Connecticut renters insurance by city

Not all Connecticut cities have equal renters insurance rates. Policies are often priced on local variables such as the number of claims filed nearby, lending your ZIP code plenty of weight in deciding how much you pay.

The most affordable renters insurance in Connecticut is available in Torrington. In Torrington, the typical renters insurance policy costs $153 per year — $9 less than the average Connecticut rate. The below table shows the best places to live in Connecticut if you’re looking for cheap renters insurance.

CityAverage Annual Renters Insurance Rate

Connecticut renters insurance pricing by coverage tier

The cost of your renters insurance depends on the amount of coverage you opt to carry. The most common levels of renters insurance coverage are $25,000 and $50,000 property coverage. In Connecticut, the average annual cost difference between these tiers is roughly $71. If you can afford the up-front expense, it's worth considering.

Coverage LevelAverage Yearly Renters Insurance Rate in Connecticut
$25K Property$127
$50K Property$198

How to save: bundle renters and auto insurance in Connecticut

If you're looking for savings, consider carrying your renters and auto policies with the same insurance company. A renters and auto insurance bundle in Connecticut can save you a substantial sum each month on your auto insurance bill. In fact, bundling policies in Connecticut may earn you a yearly discount of $91.

Avg. 12-Month Auto Insurance Rate (No Bundle)Avg. Yearly Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %

A great way to save is to bundle your renters and auto insurance policies. Compare rates today!

Connecticut renters insurance FAQs

How do I get renters insurance in Connecticut?

You can get renters insurance from an insurance company. We recommend getting quotes for renters and auto (if applicable) from as many companies as possible to find the best coverage for the cheapest premium.

Can a landlord require renters insurance in Connecticut?

Yes. If you damage your unit or other units in the building, your liability coverage can provide protection for you and your landlord. This is why you're usually required carry renters insurance.

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Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including Automoblog,, and