Georgia Renters Insurance

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Get cheap renters insurance in Georgia


Renters insurance isn't required, but it is important. A renters policy keeps your personal items protected. Renters insurance covers your items against fire or smoke damage, wind, vandalism, theft, and a number of other mishaps.

There are relatively substantial variations in the cost of renters insurance by state. Renters insurance policy prices in a given state may differ depending on the number of — and value of — renters insurance claims filed in the state, and depend on the value of the belongings being insured.

Renters insurance in Georgia is pricier than the US average. The typical annual renters insurance rate in Georgia is $235, $50 more expensive than the national average.

The best way to get an affordable renters insurance policy in Georgia is to compare rates and consider policies from as many companies as possible. Learn more about how much renters insurance costs in Georgia by referencing the below tables. Your rates may vary, depending on your coverage limits and the valuation of your belongings.


Georgia renters insurance:
  1. Rates by company
  2. Costs by city
  3. Renters-and-auto bundling discounts


Renters insurance prices in Georgia by insurance company

Prices for renters insurance in Georgia vary depending on the insurer you use. Georgia Farm Bureau sells the cheapest renters insurance in Georgia, at just $139 per year. This is less than the state's average cost of $235, offering a 41% discount on average statewide renters insurance costs.

Start looking for renters insurance by viewing average rates from top Georgia companies, detailed below.


RENTERS INSURANCE RATES IN GEORGIA: BY COMPANY
CarrierAverage Annual Rate in Georgia
Georgia Farm Bureau$139.15
Cincinnati Insurance$151.58
Safeco$152.47
Country$175.09
Travelers$183.62


One of the cheapest companies in Georgia that we did not mention is Lemonade. Within a few minutes, you can get completely customized renters insurance for a fraction of the price. Click below to get started.



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Georgia renters insurance costs: by city

Renters insurance rates in Georgia differ by city. Policy pricing depends on city-specific variables, such as the number of local claims filed, giving your ZIP code weight in deciding how much you pay.

The best renters insurance in Georgia is available in Athens. A typical renters insurance term in Athens costs just $225 every 12 months — $10 less than the statewide average. The below cities have the most affordable renters insurance in Georgia.

City
Average Annual Renters Insurance Rate
Athens
$224.95
Valdosta
$226.12
Augusta
$227.06
Albany
$227.41
Gainesville
$228.34

How to save: bundle renters and auto insurance in Georgia

If you want to save, consider holding your car and renters policies with the same insurance company. Bundling renters and auto insurance in Georgia can lead to substantial savings on car insurance. Bundling policies in Georgia may generate a yearly discount of $73.

Avg. Annual Auto Insurance Rate (No Bundle)
Avg. 12-Month Auto Insurance Rate (Bundle)
Annual Bundle Savings
Bundle Savings %
$1,547.36
$1,473.86
$73.49
5%


 

Bundling renters and auto policies is a great way to save. Compare rates today!

 

Compare rates from top car insurance companies.

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