Finding a renters insurance policy doesn’t need to be confusing. Compare rates by city and insurance company below.
Renters insurance isn't required, but it is important. A renters policy keeps your personal items protected. Renters insurance covers personal items in the event of fire or smoke damage, a wind storm, vandalism or theft, and a number of other common events.
There are substantial differences in renters insurance pricing by state. Renters insurance prices in US states may differ depending on the value of — and frequency of — renters claims submitted statewide, and also on the value of the belongings you're insuring.Getting renters insurance in Idaho is less expensive than the nationwide average. The average annual cost of renters insurance in Idaho is $134, $51 less expensive than the national average.
The best way to acquire a cheap renters insurance policy in Idaho is to get quotes from as many insurance companies as you can. Get an idea of typical renters insurance rates in Idaho by referencing the below tables. Remember: your rates will vary, depending on the value of your belongings and your coverage limits.
Renters insurance rates in Idaho differ depending on which insurance company you choose. Oregon Mutual sells the cheapest renters insurance policies in Idaho — only $87 each year. This is less than the state's average cost of $134, offering a 35% price break on average statewide renters insurance costs.
Begin the hunt for a renters policy by checking out the cheapest Idaho carriers, detailed below.
| Insurance Company | Average Annual Rate in Idaho |
| Oregon Mutual | $87.01 |
| MetLife | $100.35 |
| Safeco | $102.43 |
| American Family | $107.57 |
| Farm Bureau | $161.47 |
Not all Idaho cities have the same renters insurance rates. Prices depend on locally specific variables such as the number of local claims filed, giving your ZIP code weight in deciding how much you pay.
The cheapest renters insurance rates in Idaho are in Rexburg. An average renters insurance policy in Rexburg costs $131 every 12 months — $12 less than the average policy in other Idaho cities. The below cities have the most affordable renters insurance in Idaho.
| City | Average Yearly Renters Insurance Rate |
| Rexburg | $131.27 |
| Blackfoot | $131.32 |
| Moscow | $131.68 |
| Meridian | $131.96 |
| Coeur d'Alene | $132.00 |
If you're trying to save on insurance, consider purchasing both your renters and auto insurance policies from one company. A renters and car insurance bundle in Idaho can lead to substantial savings on auto insurance. In fact, bundling policies in Idaho leads to average annual savings of $63.
| Avg. Yearly Auto Insurance Rate (No Bundle) | Avg. Annual Auto Insurance Rate (Bundle) | Annual Bundle Savings | Bundle Savings % |
| $1,018.21 | $955.37 | $62.85 | 7% |
Bundling renters and auto policies is a great way to save. Get started today!