Vermont Renters Insurance

Shopping for renters insurance doesn’t need to be complicated. Compare rates by city and company below.

Find inexpensive renters insurance in Vermont


Renters insurance is an affordable type of insurance that keeps your belongings safe in the event your apartment suffers major damage. A renters policy protects items from fire, smoke damage, a wind storm, vandalism, theft, and a number of other calamities.

Unlike auto insurance, renters insurance isn't priced based on state-level legislation. Even still, there are sometimes substantial differences in renters insurance prices by state. Policy rates by state differ based on the number of — and value of — renters policy claims filed in that state, and depend on the price of the belongings you're insuring.

Renters insurance in Vermont is cheaper than the US average. The average annual cost of renters insurance in Vermont is $117, $68 less expensive than the average across America.

The best way to find a cheap renters insurance policy in Vermont is to compare rates and consider policies from a variety of insurance companies. Get an idea of renters insurance rates in Vermont by referencing the below data. Individual rates may vary depending on coverage options and the value of your belongings.


Vermont renters insurance:

  1. By insurance company
  2. Rates by city
  3. Bundling
  4. Frequently asked questions

Renters insurance rates in Vermont by insurer

Rates for renters insurance in Vermont differ depending on which insurance company you choose. Concord offers the cheapest renters insurance policies in Vermont, at just $75 per year. This compares favorably to Vermont's average cost of $117, offering a 36% discount on the state's average rate.

Begin your search for renters insurance by reviewing the best Vermont renters insurance carriers, listed below.


THE CHEAPEST RENTERS INSURANCE COMPANIES IN VERMONT
CarrierAverage Annual Rate in Vermont
Concord$75.00
Vermont$100.00
Co-Op Insurance$112.00
State Farm$115.00
Safeco$120.06

Vermont renters insurance costs by city

Renters insurance rates in Vermont vary by city. Policies are often priced on city-specific variables like the number of claims filed nearby, meaning your ZIP code could have a major impact on how much you pay.

The cheapest renters insurance in Vermont is found in Burlington. The average renters insurance policy in Burlington costs $115 every 12 months — $33 less than the state average. The below cities have the most affordable renters insurance in Vermont.


CHEAPEST RENTERS INSURANCE CITIES IN VERMONT
CityAverage Annual Renters Insurance Rate
Burlington$115
South Burlington$115
Essex Junction$115
Winooski$115
Barre$116

Vermont insurance bundling discounts: renters and auto

If you're trying to save, consider purchasing both your renters and auto insurance policies from one company. Bundling renters and auto insurance in Vermont can lead to substantial savings on car insurance. Purchasing bundled policies in Vermont leads to an average annual savings of $72.


RENTERS AND AUTO INSURANCE BUNDLING DISCOUNTS IN VERMONT
Avg. Yearly Auto Insurance Rate (No Bundle)Avg. 12-Month Auto Insurance Rate (Bundle)Annual Bundle SavingsBundle Savings %
$1,075.12$1,002.65$72.477%


A great way to save is to bundle your renters and auto insurance policies. Compare rates today!



Vermont renters insurance FAQs


Is renters insurance required in Virginia?

While there is no official law on the books, it is highly recommended that tenants purchase renters insurance. In fact, many Virginia landlords do require it of their tenants.

What does renters insurance cover in Virginia?

Virginia renters insurance covers your personal belongings should they be lost, damaged, destroyed, or stolen. It also provides liability coverage, medical payments to others, and living expenses should your home become temporarily uninhabitable. Companies can vary in the specific coverages that they provide, so it's worth shopping around to find the coverage you need.