Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Why does Allstate count hail damage against you?

I filed a claim for hail damage and now Allstate is non-renewing my insurance policy. I have filed claims in the past for pothole damage, a hit-and-run, and now hail damage. None of these claims were my fault but I'm still being dropped. Can they do that?

Feb 28, 2017 Amsterdam, NY

Answer
Author profile picture

The Zebra

The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

Insurance companies are in business to make money, so when a customer files multiple claims within a certain time frame (usually 3 years), this begins to cost the insurance company more money than they are receiving from that customer. While not every company will non-renew your policy for multiple claims, there are many that will consider 3 or more claims within a 3 year window as excessive, and thus too expensive to insure. Unfortunately, this is likely what Allstate concluded.

Good news is you should be able to find a new policy with a different provider since they aren't having to cover your previous claims, but keep in mind that any future claims can put you back in the same situation. Use The Zebra to compare car insurance rates with as many companies as possible to find the best deal.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Whose insurance is liable if my car was broken into at a tow yard?

If your personal items were stolen then you'd have to claim that on your home or renters insurance policy. If you're trying to hold the tow company liable for the loss of your items, you may have to hire an attorney. I would recommend contacting your auto company first and then your rente…
Mar 5, 2017 Topeka, KS

What happens if my parked car was hit by a FedEx truck?

I'm sorry you had this happen, I can imagine how frustrating the situation is! The short answer for what happens next is that it depends. Usually, the moving vehicle is found at fault for damage to a stationary vehicle, as you're required to be in control of your vehicle at all times. How…
Jun 23, 2018 Austin, TX

If I backed into another person's car (which was sitting in their driveway), should I file a claim if repairs are estimated to be $2,500?

Hello, Since there is no damage to your vehicle, you would not need to file a claim. However, the person that you hit has the option to file a claim. You can offer to pay for the damages out of pocket to avoid the accident going on your record. Ultimately, it is up to the other party as to whether …
Jul 17, 2019 Chicago, IL

Do I need a police report to file an uninsured motorist claim?

For uninsured motorist claims, it's likely that your insurer would want a police report of the incident. What I don't know is if it would be possible to still get a police report and redo the claim. If they make you pay the higher deductible at the end of this, make sure they mark the cla…
May 26, 2020 Memphis, TN