Who pays for hit and run damage if there's no UMPD coverage in NY?
I just moved to NY from NJ. I just realized they don't offer Uninsured Physical Damage coverage as we did in NJ. So who pays for Uninsured Physical Damage to my car?
Uninsured Motorist Property damage is not a coverage that is offered. If the policy has collision coverage you can use that coverage to have the damages repaired. You can also take legal action against the at-fault party. For more information, see our guide to claims and the entire claims process. Good luck and if you have any questions don't hesitate to ask.