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Question

Who pays for hit and run damage if there’s no UMPD coverage in NY?

I just moved to NY from NJ. I just realized they don’t offer Uninsured Physical Damage coverage as we did in NJ. So who pays for Uninsured Physical Damage to my car?

Agent Answer

Ava Lynch

Uninsured Motorist Property damage is not a coverage that is offered. If the policy has collision coverage you can use that coverage to have the damages repaired. You can also take legal action against the at-fault party. Here is more information on what to expect when filing a claim. Good luck and if you have any questions don’t hesitate to ask.

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