I just moved to NY from NJ. I just realized they don’t offer Uninsured Physical Damage coverage as we did in NJ. So who pays for Uninsured Physical Damage to my car?
Uninsured Motorist Property damage is not a coverage that is offered. If the policy has collision coverage you can use that coverage to have the damages repaired. You can also take legal action against the at-fault party. Here is more information on what to expect when filing a claim. Good luck and if you have any questions don’t hesitate to ask.