Question

Who pays for hit and run damage if there's no UMPD coverage in NY?

I just moved to NY from NJ. I just realized they don't offer Uninsured Physical Damage coverage as we did in NJ. So who pays for Uninsured Physical Damage to my car?

Jan 20, 2019 New York, NY

Answer
Ava Lynch

Jan 20, 2019

Uninsured Motorist Property damage is not a coverage that is offered. If the policy has collision coverage you can use that coverage to have the damages repaired. You can also take legal action against the at-fault party. For more information, see our guide to claims and the entire claims process. Good luck and if you have any questions don't hesitate to ask.


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