Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Will my renters policy cover additional living expenses?

I'm currently dealing with a number of problems with my living situation. Gas leak. No heat. No gas. No hot water. And I have renters insurance. Does this cover for staying in a hotel temporarily?

Dec 14, 2018 Bronxville, NY

Answer
Author profile picture

Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

Unfortunately, renters insurance only covers your personal property and personal liability - not the property itself or displacement due to an issue with the dwelling. Since it is an issue with the dwelling, your landlord should have coverage for this type of issue on their policy. I would check with the landlord to see if their insurance will cover you being displaced from your home. Good luck and if you have any other questions, don't hesitate to ask!

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started. No phone number required.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

If I use my parents' house as my permanent address but live in an apartment, can I get renters insurance?

You would need to use the address of the apartment you are planning on renting. In the event of a claim, let's say a fire, your renters insurance provider will notice that the address listed on your claim doesn't match your policy paperwork. It's important to use the address where yo…
Jun 19, 2017 Lansing, MI

Can an insurance company force me to be added to a policy?

Thanks for reaching out to The Zebra. It is normal for insurance companies to require anyone in the household (of driving age) to be listed on a policy, "just in case." Even if you don't ever plan on driving their cars, insurers know that things come up and there is always a small ch…
Feb 6, 2023 Denver, CO

Can I remove a vehicle from my policy if it is broken down?

If the vehicle isn't being driven then you don't have to insure it. However, Florida requires any registered vehicle to be insured so you may need to suspend the vehicle registration as well if you decide to remove it from your policy. I would recommend contacting the registration office …
Jul 13, 2017 Pensacola, FL

If I cancel a policy less than 24 hours after starting it, will I get a refund?

The state of Florida requires that insurance companies refund at least 90% of the unearned premium paid by a customer if they receive a request to cancel. There are instances where a company may include the policy's fees within the first month so your refund can vary depending on which company…