Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Can I drive off the lot with just an SR22 in California?

I'm trying to buy a used car. i have non-owners SR22 insurance. Can I drive off the lot with that? I will add full coverage when I get home.

Jan 6, 2019 Stockton, CA

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Credentials
  • 9+ years of Experience in the Insurance Industry

No, you need to have comprehensive and collision coverage to drive off the lot if you are financing the car. Comprehensive and collision coverage protects against physical damage to the car. Also, your SR-22 non-owners policy only covers you driving a car that you do not own or drive regularly. We can quote you with several companies at The Zebra or you can give us a call at 833-768-7789. Good luck and if you have any questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Do I need long-term rental car insurance?

Thanks for reaching out to The Zebra. Having insurance on any vehicle you drive is recommended (whether it's a rental or personal vehicle), and wanting to carry it for 75 days leaves you with two main options.Option#1 (likely the simplest) is to buy the insurance offered by the rental company,…
Jul 1, 2022 Las Vegas, NV

Can a bank add insurance to my loan when I already have insurance?

This sounds like a processing error. Short of that, I would say that this issue is unfortunately too specific to your policy for me to accurately advise. You'll need to contact your loan company as well as the insurance company for further help. If it is an error on the part of the company, th…
Jun 4, 2019 Chino, CA

Can I group multiple accidents into one claim?

Unfortunately, you would be filing a collision claim which would be categorized by your insurer as an at-fault accident. This will likely cause your rate to increase. And since you have damage to two different areas of your vehicle that came from separate incidents, your insurance company will requ…
Nov 19, 2017 Sacramento, California

What do I do if someone hits me and provides false insurance information?

Your best bet would be to contact your insurance company for assistance. If you had collision coverage on your policy at the time of the accident then your company should cover your damage anyway. Either your insurance company eats the cost of the claim, minus your deductible, or they will subrogat…
Feb 9, 2017 Los Angeles, CA