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Can I drive off the lot with just an SR22 in California?

I'm trying to buy a used car. i have non-owners SR22 insurance. Can I drive off the lot with that? I will add full coverage when I get home.

Jan 6, 2019 Stockton, CA

Answer
Author profile picture

Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

No, you need to have comprehensive and collision coverage to drive off the lot if you are financing the car. Comprehensive and collision coverage protects against physical damage to the car. Also, your SR-22 non-owners policy only covers you driving a car that you do not own or drive regularly. We can quote you with several companies at The Zebra or you can give us a call at 833-768-7789. Good luck and if you have any questions, don't hesitate to ask.

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