Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Can I drive off the lot with just an SR22 in California?

I'm trying to buy a used car. i have non-owners SR22 insurance. Can I drive off the lot with that? I will add full coverage when I get home.

Aug 8, 2025 Stockton, CA

Answer
Author profile picture
Ava Lynch
Director of Insurance Content

Ava joined The Zebra in 2016 as a licensed insurance agent and writer. She now serves as director of insurance content, leading coverage strategy and…

Credentials
  • 9+ years of Experience in the Insurance Industry

No, you need to have comprehensive and collision coverage to drive off the lot if you are financing the car. Comprehensive and collision coverage protects against physical damage to the car. Also, your SR-22 non-owners policy only covers you driving a car that you do not own or drive regularly. We can quote you with several companies at The Zebra or you can give us a call at 833-768-7789. Good luck and if you have any questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

If I cancel a policy less than 24 hours after starting it, will I get a refund?

The state of Florida requires that insurance companies refund at least 90% of the unearned premium paid by a customer if they receive a request to cancel. There are instances where a company may include the policy's fees within the first month so your refund can vary depending on which company you'…

What do I do if I don't have a car but am required to have an SR22 and an ignition interlock?

You should be able to purchase a non-owners insurance policy and have an SR22 attached to that policy to meet the state requirement. It would be impossible to install an interlock device if you don't have a vehicle so I would recommend contacting your probation officer or attorney to discuss your o…
Apr 20, 2023 Leawood, KS

Do I still need uninsured motorist coverage if I have Medicare coverage?

You may still want to carry uninsured motorist coverage to avoid complications with medical bills if you are hit by an uninsured driver. It's good protection to have in place if your bills are high.  On the issue of property damage, you are correct. Without uninsured motorist property damage covera…
Mar 30, 2023 Arcadia, CA

How do I prove I am staying in the same address I reported to my car insurance company?

It depends on the insurance company, but most will accept proof in the form of a utility bill or something similar to prove where you live. I recommend calling your insurance company to find out what documentation they will require to prove your residency and reinstate your policy. Good luck and if…
Nov 17, 2021 Los Banos, CA