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Can I insure vehicle I am driving in someone else's name?

I currently don't have insurance. My boyfriend's sister is said for her to get insurance on the car in NC (where we live) it have to be in her name. I don't have a driver's license, somebody else is on my title with me that has a warrant. What's my best option?

Aug 18, 2018 Clayton, NC

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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

There's a couple of things to think about here. First, your boyfriend's sister cannot and should not insure the vehicle simply because she does not drive it. Second, although you do not have a license, you should still get the vehicle insured as it is required by law in North Carolina.

Thankfully, on average North Carolina is 39.4% cheaper than the rest of the US. The average annual premium is $865 per year. Since the vehicle is owned by you and someone else, they need to be listed on the policy as well as an "additional interest." If they don't drive the vehicle, they don't need to be listed as a covered driver. Read more information on car insurance without a license.

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