Ask an Agent

Have a question? We're here to help.

Ask an agent for free

Question

Do car insurance companies price match?

I'm with a very well-know insurance company but the price of my policy has steadily raised over the last few years. I decided to shop around and found one company that was able to beat my current rate. I don't want to switch to this company because they are much smaller and aren't available 24/7, but I want my rate lowered. If I call my insurance company and send them the quote I received, will they price match to keep my business?

Aug 13, 2024 Rapid City, SD

Answer

Author profile picture
The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

Insurance companies use a complicated math equation, called an algorithm, to determine how they price their coverage. This means that each company prices their coverage differently since they don't share this information so rates will differ depending on your personal information. While your company won't be able to directly "price match" with a competitor, it might be worth contacting them for an updated quote since you've been able to find a lower rate elsewhere. It may not result in much of a difference, but they may be able to make some adjustments to make your rate more competitive.
Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Is there a way to get car insurance quotes without having a car first?

You don't have to physically own or possess a vehicle to get a car insurance quote, but you will at least need a year, make, and model of a vehicle you're interested in purchasing to get a quote.The great thing about The Zebra is that it's easy to compare quotes for any vehicle you may be intereste…
Aug 13, 2024 Southfield, MI

Why does my EV cost more to insure than my old car?

You're right that a clean record and a newer car can help keep rates lower, but electric vehicles are just more expensive to insure. That might feel really personal, but it's actually about the car itself.The biggest factor is repair cost. When an EV is in a collision, the repairs are more complex …
Oct 1, 2026 Raleigh, NC

Do parking tickets affect insurance rates?

A parking ticket or two won’t impact your insurance—especially if paid on time. However, accumulating multiple unpaid tickets over a few years can lead to consequences that may indirectly affect your rates.Unlike moving violations, parking fines aren’t added to your driving record since they’re tie…
Feb 5, 2025 Atlanta, GA

If I sell my car and cancel my insurance, will my rates be higher later on?

You are right — having a lapse in coverage will cause your rates to be higher in the future. I recommend getting a non-owners policy, which it sounds like Progressive is already offering to you. This is essentially a liability-only policy when you do not own a vehicle, or are between vehicle owners…
Mar 26, 2026 Los Angeles, CA