If I hit a pole at a gas station and damaged my car will my policy cover the cost of fixing it?

The resulting damage from hitting a pothole is actually considered an "At Fault" accident and would be covered under the collision portion of your policy. The reason this is the case is because insurance companies expect drivers to operate their vehicles safely and watch for hazards in the road to avoid frivolous claims.

Parking tickets do not get reported to your state's DMV so this type of ticket won't affect your insurance rate. One major caveat is whether or not you pay off the ticket.