Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Does homeowners insurance cover damage to interior walls?

So let's just say I have a bit of a temper. I was watching a really frustrating game and my team was looking like a bunch of jabronies. One thing led to another and now I have this huge hole in my living room wall. I'm curious, is this something I could file a claim with my homeowner's insurance on. The hole is pretty substantial and the wall itself seems pretty damaged.

Jul 28, 2021 Toms River, NJ

Answer
Author profile picture
The Zebra
The nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison …

It's very likely that your insurance company would cover the damage, however, it may not be worth your deductible or the hit to your insurance history to file a claim if you can afford to pay for the repair yourself. I would recommend getting a repair estimate before contacting your insurance company so you have a better understanding of whether or not it is worth filing a claim.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare homeowners insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Does homeowners insurance cover slow leaks behind appliances?

With Merchants Insurance Group, like most homeowners insurers, whether this is covered usually comes down to how the damage happened.Home insurance is designed to cover sudden and accidental damage. So if a pipe bursts or a dishwasher suddenly leaks and causes damage, that’s often covered.But slow …
Mar 24, 2026 Syracuse, NY

What can you do if Mercury offers less than your repair estimate?

This situation is more common than you might think, and you are not necessarily stuck with the first number Mercury gives you.Insurance estimates and contractor estimates often differ because they are based on different methods and pricing tools. Mercury’s adjuster may be using standard estimating …
Mar 26, 2026 Modesto, CA

Good rates with Penn, but how about claims?

That’s a fair question. Most people find Penn National quick and helpful for smaller claims. Things like roof repairs or minor car damage usually get handled fast, but bigger claims can take longer. That’s pretty common with any insurer, especially when multiple estimates or inspections are involve…
Jul 30, 2026 Greenville, NC

Will homeowners insurance cover a collapsing ceiling?

Whether a collapsing ceiling is covered by homeowners insurance really comes down to one thing: the cause of the collapse. And when the cause is unknown, that determination can go either way.Homeowners insurance is designed to cover sudden and accidental losses from a specific, identifiable cause. …
Jun 11, 2026 Columbia, MD