Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Is a hydroplaning accident my daughter's fault?

My daughter totaled her car in a hydroplaning accident. Is she at-fault when there is a torrential downpour?

Aug 4, 2023 Cranberry Township, PA

Answer
Author profile picture
Ross Martin
Insurance Writer

Ross joined The Zebra as a writer and researcher in 2019. He specialized in writing insurance content to help shoppers make informed decisions.

Ross h…

Credentials
  • 5+ years in the Insurance Industry

Unfortunately, auto insurance companies list almost all single-vehicle accidents as at-fault on your claims report, meaning that this situation would likely be considered an at-fault collision accident. This is because there is no other party at-fault and this can be seen as a failure to maintain control of the vehicle. If you're curious to learn more, read about how fault is determined in an accident.

I should also mention that because the car was totaled, the only way you'll be covered for that damage is if you have collision insurance.

Good luck and if you have any additional questions, don't hesitate to ask.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Pin
Shield checkmark No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Can you get in legal trouble if you hit a parking pole?

Whether or not you could get into hot water legally-speaking depends on a few factors: 1. Was there another party involved in the collision? and 2. Was the collision reported to anyone? You should report any accident you cause to the other party. If they find out you caused damages via security tap…
Aug 13, 2024 Cambridge, MD

At-fault wants to pay for damage he caused out of pocket

This can be a tricky situation. Usually, someone will try to avoid insurance companies for two reasons: they either don't have any insurance or they want to avoid their rates going up. If the damage is small, this is generally encouraged. You can simply go to a mechanic you trust and get the estima…
Apr 20, 2023 Orlando, FL

Can I pay my body shop out of pocket and get reimbursed later?

Yes, you can pay the remaining balance out of pocket to have your car released from the repair shop, and requesting reimbursement from your insurer afterward is likely an option for an ongoing claim. But, like so many things, payment on an auto claim depends on several things.Here are a few scenari…
Jun 23, 2026 Butler, PA

Who covers my medical bills if I borrowed a car?

Because you were driving a borrowed vehicle, the coverage available to you will depend on both your friend's State Farm policy and whether you carry any auto insurance of your own, but there are are a few options for you to look into.Your friend's State Farm policy is the first place to start. A fu…
Jun 10, 2026 Wayne, WV