Question
Is a hydroplaning accident my daughter's fault?
My daughter totaled her car in a hydroplaning accident. Is she at-fault when there is a torrential downpour?
Answer
Unfortunately, auto insurance companies list almost all single-vehicle accidents as at-fault on your claims report, meaning that this situation would likely be considered an at-fault collision accident. This is because there is no other party at-fault and this can be seen as a failure to maintain control of the vehicle. If you're curious to learn more, read about how fault is determined in an accident.
I should also mention that because the car was totaled, the only way you'll be covered for that damage is if you have collision insurance.
Good luck and if you have any additional questions, don't hesitate to ask.
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