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If my friend gets a ticket while driving my uninsured car, who will it go to?

I'm letting a friend use one of my cars that is uninsured. If they get pulled over, will the ticket go to me (the owner) or her (the driver)?

Jan 8, 2024 Menasha, WI

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As a qualitative researcher for The Zebra, Taylor collected, organized, and analyzed data to shine a light on trends in the insurance industry and be…

If your friend was pulled over without insurance, they would be the one to receive the ticket. However, if they caused an accident, the other party may be able to come after you AND your friend for damages. This is because you are the owner of the car and required by law, as an owner, to have insurance on the vehicle. It would be best to get at least liability insurance. You can see what the state requires in our guide to Wisconsin. Then you would be able to add your friend as a driver. If you do this, you will not have to worry.

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