Question
If the repair costs more than the car without an accident, will it still get totaled?
My car needs extensive work done. Can my insurance deem it totaled if the repair cost surpasses its worth?
Answer
Kristine joined The Zebra in 2019 as an in-house content researcher and writer, with a property and casualty insurance license. Before joining The Ze…
Credentials
- Licensed Insurance Agent — Property and Casualty
- 6+ years of Experience in the Insurance Industry
Insurance won’t cover repairs if there was no accident or covered loss
Your insurance company will never get involved in helping you repair your vehicle if there was no accident or other loss that caused the damage. Since there was no accident, you are on the hook for paying for your vehicle's repairs. You may want to consider selling it and salvaging any remaining value from it if you can.
If you have any questions, feel free to ask.
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