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What are the laws in Nevada about storing a car?

I would like to store my car in a private secure garage, as I will not be driving it. What is the law in Las Vegas, NV, regarding insurance on stored vehicles?

Aug 16, 2018 Las Vegas, NV

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Ava Lynch

Insurance Analyst

Credentials
  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Thanks for reaching out to The Zebra. There are a few things to think about with your situation.

  1. Liability laws: In Nevada, just like most states, if the vehicle is registered, you need to have insurance on the vehicle. You can have the state minimum liability coverage. If you were to cancel the insurance, you would need to unregister the vehicle and return your license plates. Here are a few implications of this;
    • You cannot drive the vehicle legally. This won't be a problem for you.
    • You will have a gap in your insurance coverage if this is your only vehicle. This can make getting car insurance again in the future more difficult and more expensive.
  1. Loan/Lease agreements:
    • If you have a loan or lease on the vehicle, you will violate your contract and risk having forced car insurance put on your vehicle. You can find more information in our guide regarding forced car insurance, or collateral protection insurance.
  1. Parked Car Coverage:
    • This coverage would provide comprehensive insurance to your vehicle only. This would keep your vehicle protected against theft, vandalism, and weather-related claims. See our summary of parked car coverage.
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