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Laws regarding storing a car in Nevada?

I would like to store my car in a private secure garage. I will not drive the car. What is the law in Las Vegas NV regarding this?

Aug 16, 2018 Las Vegas, NV

Answer
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Ava Lynch

Senior Analyst

Credentials
  • Licensed Insurance Agent — Property and Casualty

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior analyst, providing insights and data analysis as one…

There's a couple of things to think about here.

  1. Liability laws: In Nevada, just like most states, if the vehicle is registered, you need to have insurance on the vehicle. You can have the state minimum liability coverage. If you were to cancel the insurance, you would need to un-register the vehicle and return your license plates. Here, there are a few implications of this;
    • You cannot drive the vehicle legally. This won't be a problem for you.
    • You will have a gap in your insurance coverage if this is you only vehicle. This can make getting car insurance again in the future more expensive.
  2. Loan/Lease agreements:
    • If you have a loan or lease the vehicle, you will be in violation of your contract and risk having forced car insurance put on your vehicle. You can find more information in our guide regarding forced car insurance, or collateral protection insurance.
  3. Parked Car Coverage
    • This coverage would provide comprehensive insurance to your vehicle only. This would keep your vehicle protected against theft, vandalism, and weather-related claims. See our summary of parked car coverage.
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