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Does the state offer a grace period for car insurance?

I bought a car for the first time recently. I live in CO. Does the state offer a grace period in terms of getting insurance?

Apr 22, 2018 Westminster, CO

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Ava Lynch

Insurance Analyst

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  • 7+ years of Experience in the Insurance Industry

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

If you have another policy already established with a car insurance company, they might offer a grace period. Meaning, a few weeks from when you buy it until you need to add it to your policy. However, the state wouldn't have anything to do with this. If you have an established policy and this is your additional vehicle, I would speak with your current company to see if they offer any grace period for you.

If you don't have any established policy, you need to get the vehicle insured immediately since you currently don't have any protection for the vehicle and it's legally required in Colorado. If you're interested, use The Zebra to compare car insurance companies in your area to find the most affordable rate.

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