Ask an Agent
Have a question? We're here to help.
Ask an agent for free
Question

Does the state offer a grace period for car insurance?

I bought a car for the first time recently. I live in CO. Does the state offer a grace period in terms of getting insurance?

Apr 22, 2018 Westminster, CO

Answer
Author profile picture

Ava Lynch

Insurance Analyst

Ava joined The Zebra as a writer and licensed insurance agent in 2016. She now works as a senior insurance contributor, providing insights and data a…

Credentials
  • 7+ years of Experience in the Insurance Industry

If you have another policy already established with a car insurance company, they might offer a grace period. Meaning, a few weeks from when you buy it until you need to add it to your policy. However, the state wouldn't have anything to do with this. If you have an established policy and this is your additional vehicle, I would speak with your current company to see if they offer any grace period for you.

If you don't have any established policy, you need to get the vehicle insured immediately since you currently don't have any protection for the vehicle and it's legally required in Colorado. If you're interested, use The Zebra to compare car insurance companies in your area to find the most affordable rate.

Ask an Agent
Have a question? We're here to help.
Ask an agent for free

Insurance is complicated, but it doesn't have to be.

The Zebra searches all of the top insurance companies, in one place, so you can compare the cost and coverage you need to protect your car, home and other property.

Step 1: Tell us a little about yourself

Choose an insurance product and enter your zip code to get started.

Step 2: Sip your coffee while we find the best quotes

Enter the necessary information and then sit back while we find quotes from 100 top insurance carriers.

Icon Fill Form

Step 3: Compare your quotes

Compare quotes side-by-side to find the right match for you, whether it's home, auto, or more.

Icon Agent

Step 4: Let our agents do the hard work for you

Once you pick your policy, our agents are here to get you over the finish line. Then just relax and enjoy your savings.

Compare insurance rates today!

Location pin icon
No junk mail. No spam calls. Free quotes.

Related Questions

Other people are also asking...

Is it possible to get loss assessment coverage on a HO-3 policy?

Yes, you can add loss assessment coverage to your HO-3 policy. Not all companies will offer this type of coverage so you will need to contact several companies to get the best quote for this coverage with your HO-3policy. Keep in mins, adding loss assessment coverage can be pricey so you will reall…
Oct 4, 2018 Lakewood, CO

Do I have a legal three-day window to drive to NY in my new car without plates?

There is no legal window where you can drive without the plates. If you are buying through a dealership they should be able to assist you on behalf of the state of Virginia in obtaining a temporary plate. You would likely just need to show insurance at the point of sale to get that done. If you are…
Nov 1, 2020 Fredericksburg, VA

If I'm in between apartments, when do I need to change the address on my renters insurance?

For the purpose of complying with your new apartment's landlord, it's best to change the address on your policy before you move in. This will satisfy the insurance requirement for your new place. That does not me that your old apartment is completely uncovered. Since a renters insurance p…

Is it cheaper to insure two older vehicles, versus one new car?

Thank you for reaching out to The Zebra! The best answer to your question is: it depends. The price can vary quite drastically if you were to rate one newer vehicle versus two older vehicles. The cost of car insurance isn't as cut-and-dry as simply comparing a new car with an old car, but many…
Jul 19, 2023 Central Point, OR