Does the state offer a grace period for car insurance?

If you have another policy already established with a car insurance company, they might offer a grace period. Meaning, a few weeks from when you buy it until you need to add it to your policy. However, the state wouldn't have anything to do with this. If you have an established policy and this is your additional vehicle, I would speak with your current company to see if they offer any grace period for you. If you don't have any established policy, you need to get the vehicle insured immediately. As you currently don't have any protection for the vehicle and it's legally required in your state. If you're interested in finding affordable rates for your state, see our calculator.