Alaska Car Insurance with a DUI

If you get a DUI in Alaska, your auto insurance is going to get more expensive — it's only a question of how much you'll end up paying.


How does a DUI change auto insurance premiums in Alaska?


In Alaska, a DUI will raise your annual car insurance cost by an average of $531. That’s 107% less than the national average premium hike after a DUI.


CAR INSURANCE WITH A DUI IN ALASKA — AVERAGE YEARLY PENALTY
LocationAvg. Annual Rate — no DUIAvg. Annual Rate — with DUIAvg. Increase After DUI
Alaska$1,275$1,806+42%
United States$1,548$2,556+65%

Finding car insurance in Alaska after a DUI violation


Finding cheap car coverage in the wake of a DUI conviction isn’t straightforward. In fact, a DUI generally brings about a greater premium increase than any single driving violation — more than an at-fault accident, reckless driving, or racing.


Affordable car insurance with a DUI in Alaska

If you're convicted of a DUI or DWI violation in Alaska, it’s key to assess all your insurance possibilities thoughtfully. Auto insurance costs in the wake of a DUI often vary substantially by company. For example, the best cheap car insurance company with a DUI in Alaska, State Farm, provides annual rates 39% less than the statewide average insurance price after a DUI violation. The next-most affordable company for car insurance after a DUI in Alaska is USAA, while the priciest company is Allstate, at 17% more than average.


CAR INSURANCE RATES AFTER DUI IN ALASKA — BY INSURANCE COMPANY
Insurance CompanyAvg. Annual Rate — After DUI
State Farm$1,094
USAA$1,795
Progressive$2,026

There’s no auto insurance company in particular offering cheap DUI car insurance. The recommended way to limit your losses in the wake of a DUI violation is to assess your options.

Compare car insurance quotes online or reach out to an insurance expert to assess your choices and discover a reasonable plan.

Learn more about car insurance and DUIs.

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Alaska DUI laws

In Alaska, you're considered to be driving under the influence if you're 21 or older and driving with a blood alcohol concentration of 0.08% or higher.

Commercial drivers with a BAC of 0.04% are considered to be DUI.

Alaska is considered a zero-tolerance state when it comes to underage drinking and driving. Drivers under 21 years old who are found to have any readable BAC level are considered DUI.


DUI penalties in Alaska

Driving under the influence in Alaska is considered a criminal offense. Penalties are handed out not just from the court (including jail), but from the DMV as well (such as license suspensions and revocations).

An expansive history of DUI will lead to harsher penalties and fines. Alaska maintains a 10-year “lookback period” in which DUIs stay on your record. Receiving multiple DUIs during this timeframe increases the amount and severity of penalties you're subject to.

For the first DUI offense in Alaska, you will:

  • Be jailed for a minimum of 72 hours
  • Be fined $1,500
  • Have your license suspended for a minimum of 90 days
  • Require an ignition interlock device (IID) to operate a vehicle (six-month minimum)

A second DUI offense during the lookback period leads to:

  • A minimum of 20 days in jail
  • $3,000 in fines
  • A one-year license suspension
  • A requirement to use an IID

Committing a third DUI offense in Alaska results in:

  • 60 to 120 days in jail
  • Fines of $4,000 to $10,000
  • A suspended license for a minimum of three years
  • A requirement for an IID to be installed

If you are caught DUI for the fourth time in 10 years, you will:

  • Be jailed for 90 to 120 days
  • Be fined between $5,000 and $10,000
  • Have your license suspended for a minimum of five years
  • Require an IID

Fifth-time DUIs in Alaska result in:

  • 240 to 360 days in jail
  • Fines of $6,000 to $10,000
  • A license suspension for a minimum of five years
  • A requirement to have an IID installed

Additional penalties for DUI in Alaska

Considering the severity and danger posed by driving under the influence, DUI offenders in Alaska may find themselves receiving additional penalties. These include:

  • The requirement to take a medication designed to prevent consumption of alcohol while imprisoned or on probation
  • Court-ordered screening, drug and alcohol evaluations, referral, and fulfilling the requirements of an alcohol safety action program in order to be paroled or put on probation

Receiving a DUI conviction in Alaska is a class A misdemeanor. However, in some cases, it may be considered a class C felony. Your third DUI conviction in Alaska is a class C felony.


DUI penalties for underage drinkers in Alaska

Because Alaska is a zero-tolerance state for underage drinking, penalties for a DUI while underage are intended to discourage taking the risk.

Underage drivers convicted of a first-time DUI:

  • Have their license suspended for 30 days
  • Are fined $500
  • Are sentenced to 20 to 40 hours of community service

Second-time underage DUI offenders:

  • Receive a 60-day license suspension
  • Are fined $1,000
  • Must perform 40 to 60 hours of community service

Underage drivers found guilty of DUI in Alaska more than two times:

  • Have their license suspended for 90 days
  • Must pay a fine of $1,500
  • Must perform 60 to 80 hours of community service

Successive DUI offenses result in one-year license suspensions.

It's also important to note that, due to the zero-tolerance law, driving under the influence while underage in Alaska always results in a license suspension, even if criminal charges are not filed.

Sources and references:

https://www.dmv.org/ak-alaska/automotive-law/dui.php

https://dui.drivinglaws.org/alaska.php

https://statelaws.findlaw.com/alaska-law/what-are-the-alaska-dui-laws.html

https://www.responsibility.org/get-the-facts/state-map/state/alaska/issue/dui-look-back-periods/

http://dui.legalhelp.org/alaska/underage-drunk-driving-in-alaska/

Ava Lynch LinkedIn

Based in Austin, TX, Ava has been in the insurance industry as a licensed agent for 4-plus years. Ava is currently one of The Zebra’s resident property insurance experts and has been featured in publications such as US News Report, GasBuddy, and Yahoo! Finance.