If you happen to get a DUI in the state of Alaska, your auto insurance will be more expensive — it's just a question of by how much. By shopping carefully and comparing rates, you can mitigate the costs of auto insurance after a DUI.
Finding cheap car insurance in Alaska with a DUI: a guide
Finding cheap auto coverage after a DUI violation is anything but simple. In fact, a DUI often leads to a greater rate increase than any single road violation — more than an at-fault accident, racing, or reckless driving.
The best car insurance with a DUI in Alaska
If you've been convicted of a driving under the influence offense in Alaska, it’s important to consider all of your insurance possibilities carefully. Car insurance costs after a DUI can fluctuate widely depending on the company. For instance, the best cheap auto insurance company with a DUI in Alaska, State Farm, offers annual premiums 39% better than the statewide average insurance premium after a DUI. The next-most affordable company for car insurance with a DUI in Alaska is USAA, while the most expensive firm is Allstate, with premiums 17% above average.
THE CHEAPEST CAR INSURANCE COMPANIES FOR DRIVERS WITH A DUI
There is no car insurance company, in particular, offering cheap DUI auto insurance. The easiest way to save post-DUI conviction is to shop around.
Compare auto insurance policies online or contact your insurance agent to assess your choices and find an affordable policy.
How does a DUI alter auto insurance rates in Alaska?
In Alaska, a DUI offense will increase your annual car insurance premium by an average of $531. That’s 107% less than the national average rate jump after a DUI.
CAR INSURANCE AFTER A DUI IN ALASKA — AVERAGE ANNUAL PENALTY
|Location||Avg. Annual Rate — no DUI||Avg. Annual Rate — with DUI||Avg. Increase After DUI|
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Alaska DUI laws
In Alaska, you're considered to be driving under the influence if you're 21 or older and driving with a blood alcohol concentration of 0.08% or higher.
Commercial drivers with a BAC of 0.04% are considered to be DUI.
DUI penalties in Alaska
Driving under the influence in Alaska is considered a criminal offense. Penalties are handed out not just from the court (including jail), but from the DMV as well (such as license suspensions and revocations).
An expansive history of DUI will lead to harsher penalties and fines. Alaska maintains a 10-year “lookback period” in which DUIs stay on your record. Receiving multiple DUIs during this timeframe increases the amount and severity of penalties you're subject to.
For the first DUI offense in Alaska, you will:
- Be jailed for a minimum of 72 hours
- Be fined $1,500
- Have your license suspended for a minimum of 90 days
- Require an ignition interlock device (IID) to operate a vehicle (six-month minimum)
A second DUI offense during the lookback period leads to:
- A minimum of 20 days in jail
- $3,000 in fines
- A one-year license suspension
- A requirement to use an IID
Committing a third DUI offense in Alaska results in:
- 60 to 120 days in jail
- Fines of $4,000 to $10,000
- A suspended license for a minimum of three years
- A requirement for an IID to be installed
If you are caught DUI for the fourth time in 10 years, you will:
- Be jailed for 90 to 120 days
- Be fined between $5,000 and $10,000
- Have your license suspended for a minimum of five years
- Require an IID
Fifth-time DUIs in Alaska result in:
- 240 to 360 days in jail
- Fines of $6,000 to $10,000
- A license suspension for a minimum of five years
- A requirement to have an IID installed
Additional penalties for DUI in Alaska
Considering the severity and danger posed by driving under the influence, DUI offenders in Alaska may find themselves receiving additional penalties. These include:
- The requirement to take a medication designed to prevent consumption of alcohol while imprisoned or on probation
- Court-ordered screening, drug and alcohol evaluations, referral, and fulfilling the requirements of an alcohol safety action program in order to be paroled or put on probation
Receiving a DUI conviction in Alaska is a class A misdemeanor. However, in some cases, it may be considered a class C felony. Your third DUI conviction in Alaska is a class C felony.
DUI penalties for underage drinkers in Alaska
Because Alaska is a zero-tolerance state for underage drinking, penalties for a DUI while underage are intended to discourage taking the risk.
Underage drivers convicted of a first-time DUI:
- Have their license suspended for 30 days
- Are fined $500
- Are sentenced to 20 to 40 hours of community service
Second-time underage DUI offenders:
- Receive a 60-day license suspension
- Are fined $1,000
- Must perform 40 to 60 hours of community service
Underage drivers found guilty of DUI in Alaska more than two times:
- Have their license suspended for 90 days
- Must pay a fine of $1,500
- Must perform 60 to 80 hours of community service
Successive DUI offenses result in one-year license suspensions.
It's also important to note that, due to the zero-tolerance law, driving under the influence while underage in Alaska always results in a license suspension, even if criminal charges are not filed.
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