Car insurance costs an average of $233 each month in Plantation. Learn more about how rates are set or enter your ZIP to compare quotes.
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The average cost of car insurance in Plantation, Florida, is $2,803 per year. That's more expensive than the average rate in Florida ($2,309) and more expensive than the national average of $1,548. Our guide to Plantation auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to find out more.
|Plantation Average (annual)||Florida Average||U.S. Average|
The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, State Farm provides Plantation's cheapest rates. We've gathered the best cheap car insurance companies in Plantation below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.
|Company||Average Rate (annual)|
The age group that enjoys the lowest auto insurance rates in Plantation are drivers in their 50s, who pay an average of $2,578 per year. Those in their 60s don't pay much more ($2,605).
Teenage drivers pay Plantation's most expensive car insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Plantation is to celebrate your 20th birthday. In Plantation, teenage drivers pay $7,566 — a full $4,961 more than the second-most expensive rate paid by an age group.
|Age||Average Yearly Rate|
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. Married drivers usually pay less for car insurance than single drivers. In Plantation, married motorists pay $111 less than single drivers for auto insurance.
Gender is another factor that can influence auto insurance rates. In Plantation, female drivers pay $77 per year more than do male drivers.
|Marital Status/Gender||Average Yearly Rate|
If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Plantation drivers found guilty of reckless driving pay a heavy toll when it comes to auto insurance, facing a rate increase of $1,541 per year when compared to the city average. A ticket for speeding results in a $749 rate hike while a DWI or DUI violation costs $1,397per year in extra insurance expenditures.
|Incident/Violation||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$3,915|
|At-fault Accident (damages > $2,000)||$3,915|
|Speeding Ticket (16-20 mph over speed limit)||$3,552|
Credit score is often closely related to car insurance costs. Plantation drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 56% on their auto insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price drop. In Plantation, moving into the "Fair" credit tier leads to to an average of $1,029 in savings on insurance each year.
|Credit Score||Average Annual Rate|
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.