What's the average cost of car insurance in Plantation?
The average cost of car insurance in Plantation, Florida, is $2,803 per year. That's more expensive than the average rate in Florida ($2,309) and more expensive than the national average of $1,548. Our guide to Plantation auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to find out more.
CAR INSURANCE RATES IN PLANTATION
| Plantation Average (annual) | Florida Average | U.S. Average |
| $2,803 | $2,309 | $1,548 |
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Plantation car insurance rates by provider
The difference in auto insurance rates from company to company can be substantial. For a typical insurance customer, State Farm provides Plantation's cheapest rates. We've gathered the best cheap car insurance companies in Plantation below. You should only use this list as a starting point: it's important to compare quotes specific to your unique driving profile.
PLANTATION CAR INSURANCE RATES BY COMPANY
| Company | Average Rate (annual) |
| State Farm | $2,046 |
| GEICO | $2,535 |
| Progressive | $3,391 |
| Allstate | $3,783 |
Read our guide to finding the best cheap auto insurance.
Plantation auto insurance premiums by age
The age group that enjoys the lowest auto insurance rates in Plantation are drivers in their 50s, who pay an average of $2,578 per year. Those in their 60s don't pay much more ($2,605).
Teenage drivers pay Plantation's most expensive car insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in Plantation is to celebrate your 20th birthday. In Plantation, teenage drivers pay $7,566 — a full $4,961 more than the second-most expensive rate paid by an age group.
PLANTATION AUTO INSURANCE PREMIUMS BY DRIVER AGE
| Age | Average Yearly Rate |
| Teenagers | $7,566 |
| 20s | $3,506 |
| 30s | $2,830 |
| 40s | $2,783 |
| 50s | $2,578 |
| 60s | $2,605 |
| 70s | $3,108 |
Find out more about how age can change car insurance costs.
Plantation auto insurance premiums by gender and marital status
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. Married drivers usually pay less for car insurance than single drivers. In Plantation, married motorists pay $111 less than single drivers for auto insurance.
Gender is another factor that can influence auto insurance rates. In Plantation, female drivers pay $77 per year more than do male drivers.
PLANTATION AUTO INSURANCE RATES: BY MARITAL STATUS AND GENDER
| Marital Status/Gender | Average Yearly Rate |
| Female | $2,880 |
| Male | $2,803 |
| Single | $2,803 |
| Married | $2,692 |
| Divorced | $2,803 |
| Widowed | $2,751 |
Find out more about how gender and marital status have on insurance rates.
Plantation auto insurance costs by citation and accident history
If you want to keep your car insurance costs reasonable, keep your driving record clean. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
Plantation drivers found guilty of reckless driving pay a heavy toll when it comes to auto insurance, facing a rate increase of $1,541 per year when compared to the city average. A ticket for speeding results in a $749 rate hike while a DWI or DUI violation costs $1,397per year in extra insurance expenditures.
PLANTATION CAR INSURANCE RATES AFTER A COLLISION OR CITATION
| Incident/Violation | Average Annual Rate |
| DWI/DUI | $4,200 |
| Reckless Driving | $4,344 |
| At-fault Accident (damages less than $1,000) | $3,915 |
| At-fault Accident (damages > $2,000) | $3,915 |
| Speeding Ticket (16-20 mph over speed limit) | $3,552 |
Get more info on how a bad driving history can impact your car insurance costs.
Plantation car insurance rates by credit level
Credit score is often closely related to car insurance costs. Plantation drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 56% on their auto insurance premiums. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price drop. In Plantation, moving into the "Fair" credit tier leads to to an average of $1,029 in savings on insurance each year.
PLANTATION CAR INSURANCE RATES BY CREDIT TIER
| Credit Score | Average Annual Rate |
| Very Poor | $5,352 |
| Fair | $4,323 |
| Good | $3,593 |
| Very Good | $2,970 |
| Exceptional | $2,381 |
Learn more about the relationship between credit scores and car insurance rates.
