The typical auto insurance policy costs $115 per month in League City. Are you paying too much?
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The average cost of car insurance in League City, Texas, is $1,385 each year. That's cheaper than the average in Texas ($1,415) and less expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in League City.
|League City Average (yearly)||Texas Average||National Average|
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical driver, USAA offers League City's most affordable premiums. We've listed the best cheap car insurance companies in League City below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
The age group that pays the least for car insurance in League City are drivers in their 50s ($1,205per year). Rates for League City drivers in their 60s are also relatively affordable, at just $1,252 per year.
The League City drivers facing the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in League City is to age out of your teenage years. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in League City is $1,765, the largest such difference between any two age brackets.
|Age||Average Annual Rate|
Marital status and gender can be contributors to car insurance rates, in some cases. Married drivers in League City pay $92 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in League City, single drivers pay more than those who are widowed.
Gender is yet another factor that can affect auto insurance premiums. In League City, males pay $7 more each year for car insurance than do female drivers.
|Marital Status/Gender||Average Yearly Rate|
Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.
League City drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $769 per year versus the city average. A ticket for speeding results in a $116 rate hike while a DWI or DUI violation costs $787per year in extra insurance expenditures.
|Citation||Average Annual Rate|
|At-fault Accident (damages < $1,000)||$1,782|
|At-fault Accident (damages greater than $2,000)||$2,120|
|Speeding Ticket (16-20 mph over speed limit)||$1,501|
A driver's credit level can be closely correlated with their auto insurance rates. In fact, League City drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 61% decrease in their auto insurance costs. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In League City, moving into the "Fair" credit tier corresponds to an average of $1,172 in savings on insurance each year.
|Credit Level||Average Yearly Rate|
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.