League City, TX Car Insurance

The typical auto insurance policy costs $115 per month in League City. Are you paying too much?

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

What is the average cost of car insurance in League City?

 

The average cost of car insurance in League City, Texas, is $1,385 each year. That's cheaper than the average in Texas ($1,415) and less expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other factors in League City.

 
CAR INSURANCE RATES IN LEAGUE CITY
League City Average (yearly)Texas AverageNational Average
$1,385$1,415$1,548
 
Jump to League City auto insurance premiums by:

 

League City car insurance rates by insurance company

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. For a typical driver, USAA offers League City's most affordable premiums. We've listed the best cheap car insurance companies in League City below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.

 
LEAGUE CITY CAR INSURANCE RATES BY COMPANY
CompanyAverage Rate (annual)
USAA$1,157
GEICO$1,204
State Farm$1,225
Allstate$2,366
 

Consult our expert guide to learn how to find the best cheap car insurance.

 

Auto insurance premiums by age in League City

The age group that pays the least for car insurance in League City are drivers in their 50s ($1,205per year). Rates for League City drivers in their 60s are also relatively affordable, at just $1,252 per year.

The League City drivers facing the priciest insurance rates are teenagers. One of the easiest ways to lower your car insurance rates as a driver in League City is to age out of your teenage years. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in League City is $1,765, the largest such difference between any two age brackets.

 
LEAGUE CITY CAR INSURANCE PREMIUMS BY DRIVER AGE
AgeAverage Annual Rate
Teenagers$3,571
20s$1,806
30s$1,364
40s$1,330
50s$1,205
60s$1,252
70s$1,552
 

Learn more about how age influences auto insurance rates.

 

League City car insurance premiums by gender and marital status

 

Marital status and gender can be contributors to car insurance rates, in some cases. Married drivers in League City pay $92 less than single drivers for car insurance. Married drivers pay less for car insurance than do single drivers in many locations. Rates for those who are widowed are also much cheaper than rates for those who are single. Interestingly enough, in League City, single drivers pay more than those who are widowed.

Gender is yet another factor that can affect auto insurance premiums. In League City, males pay $7 more each year for car insurance than do female drivers.

 
LEAGUE CITY CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Yearly Rate
Female$1,378
Male$1,385
Single$1,293
Married$1,293
Divorced$1,385
Widowed$1,261
 

Learn more about how gender and marital status have on car insurance rates.

 

League City car insurance costs by accident and citation history

 

Maintaining a clean driving record is one of the best ways to keep your car insurance costs low. At-fault accidents, DUIs, reckless driving citations, and speeding tickets all contribute to expensive auto insurance rates, as insurance companies reward low-risk drivers with the gift of affordable rates.

League City drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $769 per year versus the city average. A ticket for speeding results in a $116 rate hike while a DWI or DUI violation costs $787per year in extra insurance expenditures.

 
LEAGUE CITY CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
CitationAverage Annual Rate
DWI/DUI$2,172
Reckless Driving$2,154
At-fault Accident (damages < $1,000)$1,782
At-fault Accident (damages greater than $2,000)$2,120
Speeding Ticket (16-20 mph over speed limit)$1,501
 

Learn more about how citations can raise your auto insurance rates.

 

League City car insurance premiums by credit tier

 

A driver's credit level can be closely correlated with their auto insurance rates. In fact, League City drivers who improve their credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) earn, on average, a 61% decrease in their auto insurance costs. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In League City, moving into the "Fair" credit tier corresponds to an average of $1,172 in savings on insurance each year.

 
LEAGUE CITY CAR INSURANCE RATES BY CREDIT LEVEL
Credit LevelAverage Yearly Rate
Very Poor$2,890
Fair$1,718
Good$1,385
Very Good$1,286
Exceptional$1,140

 

Find a policy today by comparing rates online.

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Ava Lynch LinkedIn

Ava worked in the insurance industry as an agent for four-plus years. Currently providing insights and analysis as one of The Zebra’s resident property insurance experts, Ava has been featured in publications such as U.S. News & World Report, GasBuddy, and Yahoo! Finance.