West Jordan, UT Car Insurance

The average cost of car insurance in West Jordan is $121 per month. Are you paying too much?

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

What's the average cost of car insurance in West Jordan?

 

The average car insurance rate in West Jordan is $1,463 per year. That's more expensive than the average in Utah ($1,306) and cheaper than the national average of $1,548. Our guide to car insurance in West Jordan — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history and marital status. 

 
WEST JORDAN AUTO INSURANCE PREMIUMS
West Jordan Average (annual)Utah AverageUnited States Average
$1,463$1,306$1,548
 
Jump to:

 

West Jordan car insurance costs by company

 

One of the most important determinants of your car insurance rates is the insurance company you work with. For a typical driver, Bear River offers West Jordan's cheapest premiums. See below the best companies for cheap auto insurance in West Jordan — but don't forget to get personalized car insurance quotes to match your driving profile.

 
WEST JORDAN AUTO INSURANCE RATES BY COMPANY
Insurance CompanyAverage Annual Rate
Bear River$666
GEICO$1,152
AAA$1,268
Iowa Farm Bureau$1,277
Progressive$1,501
 

Read our guide to finding the best cheap auto insurance.

 

West Jordan auto insurance rates by age

The age group that pays the least for car insurance in West Jordan are drivers in their 50s ($1,386 per year). Those in their 60s don't pay significantly more ($1,428).

Teenage drivers pay West Jordan's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in West Jordan is to celebrate your 20th birthday. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in West Jordan is $3,811. That's the biggest gap in premiums between any pair of age brackets.

 
CAR INSURANCE RATES BY AGE TIER IN WEST JORDAN
Age groupAverage Yearly Rate
Teenagers$5,877
20s$2,065
30s$1,456
40s$1,440
50s$1,386
60s$1,428
70s$1,809
 

Learn more about the impact of age on auto insurance rates.

 

West Jordan auto insurance premiums by gender and marital status

 

In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In most locations in the U.S., single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in West Jordan pay $97 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. 

Gender is another factor that can affect auto insurance rates. In West Jordan, female drivers pay more for auto insurance than do male drivers: $78 per year, to be precise.

 
WEST JORDAN CAR INSURANCE RATES: BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Yearly Rate
Female$1,541
Male$1,463
Single$1,463
Married$1,367
Divorced$1,431
Widowed$1,402
 

Learn more about how gender and marital status impact auto insurance rates.

 

West Jordan auto insurance premiums by accident and citation history

 

Maintaining a clean driving record is an effective way to minimize your auto insurance costs. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

West Jordan drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $637 per year versus the city average. A ticket for speeding results in a $219 rate hike while a DWI or DUI violation costs $484per year in extra insurance expenditures.

 
WEST JORDAN CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
Violation/IncidentAverage Annual Rate
DWI/DUI$1,947
Reckless Driving$2,100
At-fault Accident (damages less than $1,000)$1,921
At-fault Accident (damages greater than $2,000)$2,004
Speeding Ticket (16-20 mph over speed limit)$1,682
 

Get more info on how a bad driving history can impact your car insurance costs.

 

West Jordan auto insurance rates by credit tier

 

It's no secret credit score is closely correlated with auto insurance rates. West Jordan drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 63% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In West Jordan, improving your credit to "Fair" could help you earn $1,384 in savings on insurance premiums each year.

 
WEST JORDAN CAR INSURANCE RATES BY CREDIT LEVEL
Credit LevelAverage Rate (annual)
Very Poor$3,169
Fair$1,785
Good$1,463
Very Good$1,317
Exceptional$1,158
 

Curious about how your credit score might impact your auto insurance rates?

Compare car insurance rates from top companies.

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.
Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com, and Kin Insurance.