The average cost of car insurance in West Jordan is $121 per month. Are you paying too much?
Why you can trust The Zebra
The average car insurance rate in West Jordan is $1,463 per year. That's more expensive than the average in Utah ($1,306) and cheaper than the national average of $1,548. Our guide to car insurance in West Jordan — researched and written by The Zebra's team of licensed insurance experts — includes average premiums based on age, credit score, driving history and marital status.
|West Jordan Average (annual)||Utah Average||United States Average|
One of the most important determinants of your car insurance rates is the insurance company you work with. For a typical driver, Bear River offers West Jordan's cheapest premiums. See below the best companies for cheap auto insurance in West Jordan — but don't forget to get personalized car insurance quotes to match your driving profile.
|Insurance Company||Average Annual Rate|
|Iowa Farm Bureau||$1,277|
The age group that pays the least for car insurance in West Jordan are drivers in their 50s ($1,386 per year). Those in their 60s don't pay significantly more ($1,428).
Teenage drivers pay West Jordan's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in West Jordan is to celebrate your 20th birthday. The gap in cost between the car insurance premiums paid by teenage drivers and drivers in their 20s in West Jordan is $3,811. That's the biggest gap in premiums between any pair of age brackets.
|Age group||Average Yearly Rate|
In some cases, a driver's gender and marital status may influence the car insurance rates they pay. In most locations in the U.S., single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in West Jordan pay $97 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single.
Gender is another factor that can affect auto insurance rates. In West Jordan, female drivers pay more for auto insurance than do male drivers: $78 per year, to be precise.
|Gender/Marital Status||Average Yearly Rate|
Maintaining a clean driving record is an effective way to minimize your auto insurance costs. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.
West Jordan drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $637 per year versus the city average. A ticket for speeding results in a $219 rate hike while a DWI or DUI violation costs $484per year in extra insurance expenditures.
|Violation/Incident||Average Annual Rate|
|At-fault Accident (damages less than $1,000)||$1,921|
|At-fault Accident (damages greater than $2,000)||$2,004|
|Speeding Ticket (16-20 mph over speed limit)||$1,682|
It's no secret credit score is closely correlated with auto insurance rates. West Jordan drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 63% on their auto insurance premiums. Moving from "Very Poor" to "Fair" credit is a great way to save money on car insurance. In West Jordan, improving your credit to "Fair" could help you earn $1,384 in savings on insurance premiums each year.
|Credit Level||Average Rate (annual)|
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.