Buick Encore Insurance: by Model Year & Company
Buick Encore insurance costs an average of $879 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Buick Encore at $134/mo or $804 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Buick Encore:
- The Encore costs less to insure than most SUVs. Averaging $146/mo for the Encore versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Encore, like the Chevrolet Trax ($149/mo), Honda HR-V ($147/mo), or Mazda CX-30 ($157/mo), your insurance costs will be cheaper.
- American Family ($117/mo), USAA ($118/mo), Progressive ($120/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,607 |
| Progressive |
$1,726 |
| American Family |
$1,762 |
| Nationwide |
$1,763 |
| Erie |
$1,891 |
| State Farm |
$1,934 |
| GEICO |
$2,315 |
| Farmers |
$2,776 |
| Allstate |
$3,272 |
Compare all 2025 Buick Encore insurance rates.
Average Cost to Insure Per Year
$2,1622024 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,604 |
| American Family |
$1,705 |
| Progressive |
$1,718 |
| Nationwide |
$1,799 |
| Erie |
$1,860 |
| State Farm |
$1,877 |
| GEICO |
$2,237 |
| Farmers |
$2,664 |
| Allstate |
$3,113 |
Compare all 2024 Buick Encore insurance rates.
Average Cost to Insure Per Year
$2,1102023 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,619 |
| Progressive |
$1,620 |
| USAA |
$1,660 |
| State Farm |
$1,814 |
| Nationwide |
$1,835 |
| Erie |
$1,850 |
| GEICO |
$2,134 |
| Farmers |
$2,540 |
| Allstate |
$2,740 |
Compare all 2023 Buick Encore insurance rates.
Average Cost to Insure Per Year
$2,0152022 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,520 |
| Progressive |
$1,586 |
| USAA |
$1,638 |
| State Farm |
$1,736 |
| Erie |
$1,782 |
| Nationwide |
$1,818 |
| GEICO |
$2,074 |
| Farmers |
$2,417 |
| Allstate |
$2,777 |
Compare all 2022 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,9772021 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,434 |
| Progressive |
$1,446 |
| USAA |
$1,546 |
| State Farm |
$1,689 |
| Erie |
$1,708 |
| GEICO |
$1,913 |
| Nationwide |
$1,953 |
| Farmers |
$2,301 |
| Allstate |
$2,659 |
Compare all 2021 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,8922020 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,359 |
| Progressive |
$1,402 |
| USAA |
$1,483 |
| State Farm |
$1,654 |
| Erie |
$1,659 |
| GEICO |
$1,856 |
| Nationwide |
$1,985 |
| Farmers |
$2,183 |
| Allstate |
$2,525 |
Compare all 2020 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,8352019 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,324 |
| Progressive |
$1,367 |
| USAA |
$1,437 |
| State Farm |
$1,593 |
| Erie |
$1,604 |
| GEICO |
$1,791 |
| Nationwide |
$2,012 |
| Farmers |
$2,114 |
| Allstate |
$2,343 |
Compare all 2019 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,7742018 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,298 |
| USAA |
$1,371 |
| Progressive |
$1,425 |
| State Farm |
$1,551 |
| Erie |
$1,560 |
| GEICO |
$1,725 |
| Nationwide |
$2,004 |
| Farmers |
$2,047 |
| Allstate |
$2,082 |
Compare all 2018 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,7082017 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,297 |
| USAA |
$1,300 |
| Progressive |
$1,382 |
| State Farm |
$1,504 |
| Erie |
$1,523 |
| GEICO |
$1,670 |
| Nationwide |
$1,876 |
| Farmers |
$1,988 |
| Allstate |
$2,104 |
Compare all 2017 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,6562016 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,256 |
| Progressive |
$1,272 |
| USAA |
$1,330 |
| State Farm |
$1,493 |
| Erie |
$1,540 |
| GEICO |
$1,644 |
| Nationwide |
$1,762 |
| Farmers |
$1,955 |
| Allstate |
$2,039 |
Compare all 2016 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,6122015 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,211 |
| American Family |
$1,229 |
| Progressive |
$1,272 |
| Erie |
$1,447 |
| State Farm |
$1,497 |
| GEICO |
$1,546 |
| Nationwide |
$1,868 |
| Farmers |
$1,881 |
| Allstate |
$1,925 |
Compare all 2015 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,5632014 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,163 |
| American Family |
$1,195 |
| Progressive |
$1,258 |
| Erie |
$1,369 |
| State Farm |
$1,447 |
| GEICO |
$1,530 |
| Farmers |
$1,798 |
| Nationwide |
$1,800 |
| Allstate |
$1,896 |
Compare all 2014 Buick Encore insurance rates.
Average Cost to Insure Per Year
$1,5242013 Buick Encore
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,121 |
| American Family |
$1,193 |
| Progressive |
$1,221 |
| Erie |
$1,313 |
| State Farm |
$1,388 |
| GEICO |
$1,479 |
| Farmers |
$1,732 |
| Nationwide |
$1,762 |
| Allstate |
$1,893 |