Buick Lucerne Insurance: by Model Year & Company
Buick Lucerne insurance costs an average of $735 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Buick Lucerne at $92/mo or $552 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Buick Lucerne:
- The Lucerne costs less to insure than most sedans. Averaging $122/mo for the Lucerne versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Lucerne, like the Buick Envista ($164/mo), Buick LaCrosse ($149/mo), or Buick Enclave ($164/mo), your insurance costs will be cheaper.
- USAA ($92/mo), American Family ($97/mo), Erie ($103/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
Compare Buick Lucerne insurance costs vs other vehicles
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2011 Buick
Lucerne
Av. Cost
Per Year$1,512
Av. Per
Month$126
Cheapest Companies
USAA$92/m
American Family$97/m
Erie$103/m
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2011 Buick Lucerne
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,103 |
| American Family |
$1,165 |
| Erie |
$1,232 |
| State Farm |
$1,314 |
| Progressive |
$1,354 |
| Nationwide |
$1,361 |
| GEICO |
$1,632 |
| Farmers |
$1,983 |
| Allstate |
$2,075 |
