Cadillac CTS Insurance: by Model Year & Company

Cadillac CTS insurance costs an average of $1,020 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest Cadillac CTS at $154/mo or $926 for a 6-month full coverage policy.

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CTS Car Insurance

What to know about insuring a Cadillac CTS:

  1. The CTS costs less to insure than most sedans. Averaging $170/mo for the CTS versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the CTS, like the Cadillac CTS-V ($237/mo), Cadillac CT5 ($221/mo), or Cadillac CT6 ($214/mo), your insurance costs will be cheaper.
  3. American Family ($134/mo), USAA ($138/mo), Erie ($142/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2019 Cadillac CTS Vehicle Image
2019 Cadillac CTS
Av. Cost Per Year$2,434
Av. Per Month$203

Cheapest Companies

USAA$111/m
Erie$113/m
American Family$116/m

How much does it cost to insure my Cadillac CTS?

Select your model year:

2019 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
American Family

$1,853

Progressive

$2,010

USAA

$2,017

Erie

$2,076

State Farm

$2,363

Nationwide

$2,521

GEICO

$2,551

Allstate

$2,906

Farmers

$3,137

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Average Cost to Insure Per Year
$2,434

2018 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,743

American Family

$1,774

Progressive

$1,936

Erie

$1,965

State Farm

$2,196

Nationwide

$2,337

GEICO

$2,443

Allstate

$2,679

Farmers

$2,903

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Average Cost to Insure Per Year
$2,267

2017 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
American Family

$1,733

Progressive

$1,857

Erie

$1,861

USAA

$1,876

State Farm

$2,145

GEICO

$2,348

Nationwide

$2,388

Farmers

$2,806

Allstate

$3,070

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Average Cost to Insure Per Year
$2,301

2016 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
American Family

$1,671

Erie

$1,788

USAA

$1,795

Progressive

$1,840

State Farm

$2,112

Nationwide

$2,250

GEICO

$2,259

Farmers

$2,677

Allstate

$2,937

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Average Cost to Insure Per Year
$2,215

2015 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
American Family

$1,622

Erie

$1,683

USAA

$1,690

Progressive

$1,755

State Farm

$1,880

GEICO

$2,266

Nationwide

$2,348

Farmers

$2,583

Allstate

$2,895

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Average Cost to Insure Per Year
$2,163

2014 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
American Family

$1,586

USAA

$1,612

Erie

$1,661

Progressive

$1,706

State Farm

$1,870

Nationwide

$2,068

GEICO

$2,203

Farmers

$2,439

Allstate

$2,896

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Average Cost to Insure Per Year
$2,083

2013 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,446

American Family

$1,464

Erie

$1,497

Progressive

$1,598

State Farm

$1,766

GEICO

$1,898

Nationwide

$2,036

Farmers

$2,180

Allstate

$2,383

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Average Cost to Insure Per Year
$1,862

2012 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
American Family

$1,382

USAA

$1,424

Erie

$1,438

Progressive

$1,575

State Farm

$1,614

GEICO

$1,851

Nationwide

$1,976

Farmers

$2,118

Allstate

$2,371

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Average Cost to Insure Per Year
$1,812

2011 Cadillac CTS

Cheapest Insurance Companies Average Annual Cost
USAA

$1,332

Erie

$1,360

American Family

$1,391

State Farm

$1,614

Progressive

$1,651

GEICO

$1,769

Nationwide

$1,966

Farmers

$2,028

Allstate

$2,457

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Average Cost to Insure Per Year
$1,794