Cadillac XT5 Insurance: by Model Year & Company

Cadillac XT5 insurance costs an average of $1,058 for a 6-month full coverage policy. Nationwide offers the cheapest rate for the latest Cadillac XT5 at $139/mo or $837 for a 6-month full coverage policy.

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XT5 Car Insurance

What to know about insuring a Cadillac XT5:

  1. The XT5 costs less to insure than most SUVs. Averaging $176/mo for the XT5 versus $184/mo for typical SUVs.
  2. If you're considering a vehicle similar to the XT5, like the Cadillac CT5 ($221/mo), Cadillac CT6 ($214/mo), or Cadillac Escalade ESV ($223/mo), your insurance costs will be cheaper.
  3. American Family ($133/mo), Progressive ($143/mo), USAA ($151/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 Cadillac XT5 Vehicle Image
2025 Cadillac XT5
Av. Cost Per Year$2,389
Av. Per Month$199

Cheapest Companies

American Family$123/m
Erie$129/m
Progressive$130/m

How much does it cost to insure my Cadillac XT5?

Select your model year:

2025 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
Nationwide

$1,673

American Family

$1,792

Progressive

$1,828

USAA

$1,861

State Farm

$2,157

Erie

$2,176

GEICO

$2,659

Allstate

$3,374

Farmers

$3,829

Compare all 2025 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$2,389

2024 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
Nationwide

$1,708

American Family

$1,732

Progressive

$1,822

USAA

$1,943

Erie

$2,044

State Farm

$2,091

GEICO

$2,460

Allstate

$3,199

Farmers

$3,692

Compare all 2024 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$2,313

2023 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
American Family

$1,676

Nationwide

$1,728

Progressive

$1,789

USAA

$1,932

State Farm

$1,976

Erie

$1,983

GEICO

$2,455

Allstate

$3,084

Farmers

$3,529

Compare all 2023 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$2,267

2022 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
American Family

$1,629

Progressive

$1,759

Erie

$1,885

State Farm

$1,888

Nationwide

$1,919

USAA

$1,923

GEICO

$2,386

Allstate

$2,962

Farmers

$3,353

Compare all 2022 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$2,229

2021 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
American Family

$1,566

Progressive

$1,704

Nationwide

$1,798

Erie

$1,824

USAA

$1,837

State Farm

$1,844

GEICO

$2,216

Allstate

$2,998

Farmers

$3,198

Compare all 2021 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$2,142

2020 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
American Family

$1,528

Progressive

$1,659

USAA

$1,749

Erie

$1,772

Nationwide

$1,863

State Farm

$1,883

GEICO

$2,135

Allstate

$2,854

Farmers

$2,993

Compare all 2020 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$2,083

2019 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
American Family

$1,484

Progressive

$1,642

Erie

$1,662

USAA

$1,800

State Farm

$1,884

Nationwide

$1,921

GEICO

$2,039

Allstate

$2,649

Farmers

$2,936

Compare all 2019 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$2,036

2018 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
American Family

$1,510

Erie

$1,597

Progressive

$1,641

USAA

$1,670

State Farm

$1,831

GEICO

$1,964

Nationwide

$1,969

Allstate

$2,488

Farmers

$2,753

Compare all 2018 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$1,966

2017 Cadillac XT5

Cheapest Insurance Companies Average Annual Cost
American Family

$1,474

Erie

$1,548

Progressive

$1,564

USAA

$1,627

State Farm

$1,747

GEICO

$1,883

Nationwide

$1,885

Allstate

$2,343

Farmers

$2,622

Compare all 2017 Cadillac XT5 insurance rates.
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Average Cost to Insure Per Year
$1,880