Cadillac XTS Insurance Cost
- Cadillac XTS insurance costs range from $26 to $92 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Cadillac XTS Insurance cost
- Average car insurance premium: $174 per month
- Cheapest company: Allied ($70 per month)
- 37% of drivers insure their XTS with average liability limits plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Cadillac XTS with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$845
Vermont Mutual
$1,315
Tennessee Farmers
$1,389
$1,414
$1,453
$1,529
Southern Farm Bureau
$1,723
$1,788
$1,812
$1,817
$1,828
Auto Owners
$1,853
Compare all 2020 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,0822019 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$1,259
Nationwide
$1,297
Erie
$1,363
Auto Owners
$1,422
USAA
$1,558
American Family
$1,562
$1,645
Southern Farm Bureau
$1,723
Arbella
$1,792
Country
$1,815
State Farm
$1,817
$1,868
Compare all 2019 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,083List Price
$46,895Trims Available
Standard, Luxury, Premium Luxury, Platinum, Platinum V-Sport
2018 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,177
Allied
$1,234
Tennessee Farmers
$1,278
Nationwide
$1,291
USAA
$1,340
$1,391
Acuity
$1,420
Vermont Mutual
$1,422
$1,534
Plymouth Rock Insurance
$1,576
State Farm
$1,592
$1,628
Compare all 2018 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,790List Price
$46,395Trims Available
Standard, Luxury, Premium Luxury, Platinum, Platinum V-Sport
2017 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Erie
$1,132
Allied
$1,265
Tennessee Farmers
$1,289
GEICO
$1,289
Nationwide
$1,302
Mercury
$1,358
Vermont Mutual
$1,364
State Farm
$1,366
Acuity
$1,407
Progressive
$1,433
USAA
$1,493
Country
$1,525
Compare all 2017 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,660List Price
$45,595Trims Available
Standard, Luxury, Premium Luxury, Platinum
2016 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Allied
$898
Vermont Mutual
$1,165
Erie
$1,187
Nationwide
$1,243
American Family
$1,324
USAA
$1,537
State Farm
$1,548
Southern Farm Bureau
$1,574
Arbella
$1,622
21st Century
$1,633
Plymouth Rock Insurance
$1,654
Auto Owners
$1,670
Compare all 2016 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,070List Price
$45,295Trims Available
Standard, Luxury, Premium, Platinum
2015 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Erie
$987
State Farm
$1,168
GEICO
$1,220
Allied
$1,269
Progressive
$1,307
Nationwide
$1,308
Mercury
$1,323
USAA
$1,348
Vermont Mutual
$1,391
Acuity
$1,403
Tennessee Farmers
$1,415
Plymouth Rock Insurance
$1,419
Compare all 2015 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,488List Price
$44,600Trims Available
Standard, Luxury, Premium, Platinum, Premium Collection
2014 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Erie
$935
Allied
$1,256
State Farm
$1,304
Mercury
$1,309
USAA
$1,317
Progressive
$1,319
Nationwide
$1,352
Plymouth Rock Insurance
$1,386
GEICO
$1,431
Acuity
$1,452
Vermont Mutual
$1,510
Tennessee Farmers
$1,563
Compare all 2014 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,565List Price
$44,600Trims Available
3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection
2013 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Erie
$838
GEICO
$1,066
Vermont Mutual
$1,177
State Farm
$1,187
USAA
$1,194
Allied
$1,228
Acuity
$1,241
Tennessee Farmers
$1,264
Nationwide
$1,306
Mercury
$1,312
Plymouth Rock Insurance
$1,344
Progressive
$1,380
Compare all 2013 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,421List Price
$44,075Trims Available
3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection