Cadillac XTS Car Insurance

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The Cadillac XTS is a pricey car to insure, with average yearly rates $158 more than the nationwide average. The XTS offers great cost-to-insure value, with a below-average insurance rate-to-MSRP ratio.

USAA furnishes the most affordable car insurance premiums for the Cadillac XTS, with an average annual premium of $948 — 71% cheaper than the average among popular insurers. The costliest car insurance provider for the Cadillac XTS is ALFA, offering a mean cost of $1,817 per annum.

Check out the numbers below to compare Cadillac XTS auto insurance rates from top car insurers.

How much does it cost to insure my Cadillac XTS?

Select the year of your car

XTS Car Insurance

2018 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,177

$1,234

Tennessee Farmers

$1,278

$1,291

USAA

$1,340

$1,391

Acuity

$1,420

Vermont Mutual

$1,422

Progressive

$1,534

Plymouth Rock Insurance

$1,576

$1,592

GEICO

$1,628

Compare all 2018 Cadillac XTS insurance rates.
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Average Cost to Insure Per Year
$1,790
List Price
$46,395
Trims Available

Standard, Luxury, Premium Luxury, Platinum, Platinum V-Sport

2017 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,132

Allied

$1,265

GEICO

$1,289

Tennessee Farmers

$1,289

Nationwide

$1,302

Mercury

$1,358

Vermont Mutual

$1,364

State Farm

$1,366

Acuity

$1,407

Progressive

$1,433

USAA

$1,493

$1,525

Compare all 2017 Cadillac XTS insurance rates.
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Average Cost to Insure Per Year
$1,660
List Price
$45,595
Trims Available

Standard, Luxury, Premium Luxury, Platinum

2016 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Erie

$1,048

GEICO

$1,246

Tennessee Farmers

$1,253

Allied

$1,266

Nationwide

$1,298

Mercury

$1,340

Vermont Mutual

$1,356

Progressive

$1,384

USAA

$1,387

Acuity

$1,388

State Farm

$1,422

Plymouth Rock Insurance

$1,470

Compare all 2016 Cadillac XTS insurance rates.
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Average Cost to Insure Per Year
$1,580
List Price
$45,295
Trims Available

Standard, Luxury, Premium, Platinum

2015 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Erie

$987

State Farm

$1,168

GEICO

$1,220

Allied

$1,269

Progressive

$1,307

Nationwide

$1,308

Mercury

$1,323

USAA

$1,348

Vermont Mutual

$1,391

Acuity

$1,403

Tennessee Farmers

$1,415

Plymouth Rock Insurance

$1,419

Compare all 2015 Cadillac XTS insurance rates.
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Average Cost to Insure Per Year
$1,488
List Price
$44,600
Trims Available

Standard, Luxury, Premium, Platinum, Premium Collection

2014 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Erie

$935

Allied

$1,256

State Farm

$1,304

Mercury

$1,309

USAA

$1,317

Progressive

$1,319

Nationwide

$1,352

Plymouth Rock Insurance

$1,386

GEICO

$1,431

Acuity

$1,452

Vermont Mutual

$1,510

Tennessee Farmers

$1,563

Compare all 2014 Cadillac XTS insurance rates.
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Average Cost to Insure Per Year
$1,565
List Price
$44,600
Trims Available

3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection

2013 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Erie

$838

GEICO

$1,066

Vermont Mutual

$1,177

State Farm

$1,187

USAA

$1,194

Allied

$1,228

Acuity

$1,241

Tennessee Farmers

$1,264

Nationwide

$1,306

Mercury

$1,312

Plymouth Rock Insurance

$1,344

Progressive

$1,380

Compare all 2013 Cadillac XTS insurance rates.
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Average Cost to Insure Per Year
$1,421
List Price
$44,075
Trims Available

3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection