Cadillac XTS Insurance Cost

  • Cadillac XTS insurance costs range from $26 to $92 per month
  • Allied offers the cheapest coverage
  • See more average rates from GEICO, Allstate, USAA and other companies below

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XTS Car Insurance

Cadillac XTS Insurance cost

  • Average car insurance premium: $174 per month
  • Cheapest company: Allied ($70 per month)
  • 37% of drivers insure their XTS with average liability limits plus full coverage

The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Cadillac XTS with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.

XTS Car Insurance

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2020 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$1,315

Tennessee Farmers

$1,389

$1,414

$1,453

$1,529

Southern Farm Bureau

$1,723

$1,788

Arbella

$1,812

$1,817

$1,828

Auto Owners

$1,853

Acuity

$1,916

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Average Cost to Insure Per Year
$2,094

2019 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

$1,259

$1,297

$1,363

Auto Owners

$1,422

$1,558

$1,562

Acuity

$1,645

Southern Farm Bureau

$1,723

Arbella

$1,792

Country

$1,815

$1,817

$1,868

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Average Cost to Insure Per Year
$2,083
List Price
$46,895
Trims Available

Standard, Luxury, Premium Luxury, Platinum, Platinum V-Sport

2018 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

$1,177

Tennessee Farmers

$1,278

$1,291

$1,340

$1,391

Acuity

$1,420

Vermont Mutual

$1,422

$1,534

Plymouth Rock Insurance

$1,576

$1,592

$1,628

Southern Farm Bureau

$1,694

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Average Cost to Insure Per Year
$1,790
List Price
$46,395
Trims Available

Standard, Luxury, Premium Luxury, Platinum, Platinum V-Sport

2017 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

$1,132

$1,289

Tennessee Farmers

$1,289

$1,302

$1,358

Vermont Mutual

$1,364

$1,366

Acuity

$1,407

$1,433

$1,493

Country

$1,525

Plymouth Rock Insurance

$1,527

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Average Cost to Insure Per Year
$1,661
List Price
$45,595
Trims Available

Standard, Luxury, Premium Luxury, Platinum

2016 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

Vermont Mutual

$1,165

$1,187

$1,243

$1,324

$1,537

$1,548

Southern Farm Bureau

$1,574

Arbella

$1,622

$1,633

Plymouth Rock Insurance

$1,654

Auto Owners

$1,670

Acuity

$1,678

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Average Cost to Insure Per Year
$2,078
List Price
$45,295
Trims Available

Standard, Luxury, Premium, Platinum

2015 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

$987

$1,168

$1,220

$1,307

$1,308

$1,323

$1,348

Vermont Mutual

$1,391

Acuity

$1,403

Tennessee Farmers

$1,415

Plymouth Rock Insurance

$1,419

Country

$1,559

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Average Cost to Insure Per Year
$1,489
List Price
$44,600
Trims Available

Standard, Luxury, Premium, Platinum, Premium Collection

2014 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

$935

$1,304

$1,309

$1,317

$1,319

$1,352

Plymouth Rock Insurance

$1,386

$1,431

Acuity

$1,452

Vermont Mutual

$1,510

Tennessee Farmers

$1,563

Country

$1,681

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Average Cost to Insure Per Year
$1,566
List Price
$44,600
Trims Available

3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection

2013 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

$838

$1,066

Vermont Mutual

$1,177

$1,187

$1,194

Acuity

$1,241

Tennessee Farmers

$1,264

$1,306

$1,312

Plymouth Rock Insurance

$1,344

$1,380

Arbella

$1,479

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Average Cost to Insure Per Year
$1,421
List Price
$44,075
Trims Available

3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection

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