Cadillac XTS Car Insurance

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The Cadillac XTS is a pricey car to insure, with average yearly rates $158 more than the nationwide average. The XTS offers great cost-to-insure value, with a below-average insurance rate-to-MSRP ratio.

USAA furnishes the most affordable car insurance premiums for the Cadillac XTS, with an average annual premium of $948 — 71% cheaper than the average among popular insurers. The costliest car insurance provider for the Cadillac XTS is ALFA, offering a mean cost of $1,817 per annum.

Check out the numbers below to compare Cadillac XTS auto insurance rates from top car insurers.

How much does it cost to insure my Cadillac XTS?

Select the year of your car

XTS Car Insurance

2017 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

USAA

$948

GEICO

$956

$1,029

$1,285

Progressive

$1,337

$1,474

$1,482

$1,534

$1,551

$1,626

$1,710

Amica

$1,778

Compare all 2017 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,336
List Price
$45,595
Trims Available

Standard, Luxury, Premium Luxury, Platinum

2016 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

GEICO

$871

USAA

$931

Mercury

$1,016

State Farm

$1,248

Progressive

$1,337

Southern Farm Bureau

$1,468

21st Century

$1,496

American Family

$1,503

Nationwide

$1,508

Farmers

$1,587

Allstate

$1,617

Amica

$1,712

Compare all 2016 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,296
List Price
$45,295
Trims Available

Standard, Luxury, Premium, Platinum

2015 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

GEICO

$871

USAA

$981

Mercury

$1,002

State Farm

$1,135

Progressive

$1,325

American Family

$1,353

Allstate

$1,411

Nationwide

$1,434

21st Century

$1,458

Southern Farm Bureau

$1,486

Farmers

$1,550

Amica

$1,570

Compare all 2015 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,237
List Price
$44,600
Trims Available

Standard, Luxury, Premium, Platinum, Premium Collection

2014 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

USAA

$971

GEICO

$972

Mercury

$990

State Farm

$1,124

Progressive

$1,313

American Family

$1,456

Allstate

$1,482

Farmers

$1,511

Southern Farm Bureau

$1,534

Nationwide

$1,558

21st Century

$1,587

$1,772

Compare all 2014 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,264
List Price
$44,600
Trims Available

3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection

2013 Cadillac XTS

Cheapest Insurance Companies
Average Annual Cost

GEICO

$820

USAA

$875

Mercury

$990

State Farm

$1,079

Progressive

$1,295

Allstate

$1,325

Farmers

$1,476

Southern Farm Bureau

$1,488

American Family

$1,518

21st Century

$1,523

Nationwide

$1,562

Amica

$1,683

Compare all 2013 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,205
List Price
$44,075
Trims Available

3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection