Cadillac XTS Insurance: by Model Year & Company
Cadillac XTS insurance costs an average of $1,205 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Cadillac XTS at $155/mo or $929 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Cadillac XTS:
- The XTS costs less to insure than most sedans. Averaging $201/mo for the XTS versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the XTS, like the Cadillac CT5 ($221/mo), Cadillac CT6 ($214/mo), or Cadillac Escalade ESV ($223/mo), your insurance costs will be cheaper.
- Progressive ($144/mo), USAA ($145/mo), State Farm ($163/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2019 Cadillac XTS
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,858 |
| USAA |
$2,046 |
| State Farm |
$2,201 |
| Nationwide |
$2,475 |
| American Family |
$2,655 |
| GEICO |
$2,798 |
| Erie |
$2,973 |
| Allstate |
$5,214 |
| Farmers |
$5,269 |
Compare all 2019 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,9532018 Cadillac XTS
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,777 |
| USAA |
$1,801 |
| State Farm |
$2,126 |
| Nationwide |
$2,268 |
| American Family |
$2,280 |
| GEICO |
$2,674 |
| Erie |
$2,969 |
| Allstate |
$4,812 |
| Farmers |
$5,294 |
Compare all 2018 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,7782017 Cadillac XTS
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,536 |
| Progressive |
$1,776 |
| USAA |
$1,850 |
| Erie |
$1,935 |
| State Farm |
$2,034 |
| Nationwide |
$2,231 |
| Allstate |
$2,570 |
| GEICO |
$2,633 |
| Farmers |
$3,386 |
Compare all 2017 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,2802016 Cadillac XTS
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,658 |
| Progressive |
$1,750 |
| State Farm |
$2,009 |
| Nationwide |
$2,011 |
| American Family |
$2,505 |
| GEICO |
$2,531 |
| Erie |
$2,871 |
| Farmers |
$3,959 |
| Allstate |
$4,038 |
Compare all 2016 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,4892015 Cadillac XTS
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,280 |
| Erie |
$1,403 |
| Progressive |
$1,648 |
| USAA |
$1,708 |
| State Farm |
$1,838 |
| Farmers |
$2,145 |
| Nationwide |
$2,220 |
| Allstate |
$2,368 |
| GEICO |
$2,433 |
Compare all 2015 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,0512014 Cadillac XTS
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,598 |
| USAA |
$1,625 |
| Progressive |
$1,646 |
| State Farm |
$1,699 |
| Nationwide |
$1,946 |
| Erie |
$1,963 |
| Farmers |
$2,214 |
| GEICO |
$2,363 |
| Allstate |
$3,392 |
Compare all 2014 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,1462013 Cadillac XTS
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,514 |
| Progressive |
$1,645 |
| State Farm |
$1,756 |
| American Family |
$1,823 |
| Erie |
$1,855 |
| Nationwide |
$2,153 |
| GEICO |
$2,267 |
| Allstate |
$3,260 |
| Farmers |
$3,329 |