Cadillac XTS Insurance Cost
- Cadillac XTS insurance costs range from $26 to $92 per month
- Allied offers the cheapest coverage
- See more average rates from GEICO, Allstate, USAA and other companies below
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Cadillac XTS Insurance cost
- Average car insurance premium: $174 per month
- Cheapest company: Allied ($70 per month)
- 37% of drivers insure their XTS with average liability limits plus full coverage
The estimates below and above are based on our sample driver profile — a 30-year-old single male driving a Cadillac XTS with full coverage. Depending on your coverage level, driving history and state, your individual costs will vary.
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2020 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$1,315
Tennessee Farmers
$1,389
$1,414
$1,453
$1,529
Southern Farm Bureau
$1,723
$1,788
Arbella
$1,812
$1,817
$1,828
Auto Owners
$1,853
Acuity
$1,916
Compare all 2020 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,0942019 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$1,259
$1,297
$1,363
Auto Owners
$1,422
$1,558
$1,562
Acuity
$1,645
Southern Farm Bureau
$1,723
Arbella
$1,792
Country
$1,815
$1,817
$1,868
Compare all 2019 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,083List Price
$46,895Trims Available
Standard, Luxury, Premium Luxury, Platinum, Platinum V-Sport
2018 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$1,177
Tennessee Farmers
$1,278
$1,291
$1,340
$1,391
Acuity
$1,420
Vermont Mutual
$1,422
$1,534
Plymouth Rock Insurance
$1,576
$1,592
$1,628
Southern Farm Bureau
$1,694
Compare all 2018 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,790List Price
$46,395Trims Available
Standard, Luxury, Premium Luxury, Platinum, Platinum V-Sport
2017 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$1,132
$1,289
Tennessee Farmers
$1,289
$1,302
$1,358
Vermont Mutual
$1,364
$1,366
Acuity
$1,407
$1,433
$1,493
Country
$1,525
Plymouth Rock Insurance
$1,527
Compare all 2017 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,661List Price
$45,595Trims Available
Standard, Luxury, Premium Luxury, Platinum
2016 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
Vermont Mutual
$1,165
$1,187
$1,243
$1,324
$1,537
$1,548
Southern Farm Bureau
$1,574
Arbella
$1,622
$1,633
Plymouth Rock Insurance
$1,654
Auto Owners
$1,670
Acuity
$1,678
Compare all 2016 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$2,078List Price
$45,295Trims Available
Standard, Luxury, Premium, Platinum
2015 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$987
$1,168
$1,220
$1,307
$1,308
$1,323
$1,348
Vermont Mutual
$1,391
Acuity
$1,403
Tennessee Farmers
$1,415
Plymouth Rock Insurance
$1,419
Country
$1,559
Compare all 2015 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,489List Price
$44,600Trims Available
Standard, Luxury, Premium, Platinum, Premium Collection
2014 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$935
$1,304
$1,309
$1,317
$1,319
$1,352
Plymouth Rock Insurance
$1,386
$1,431
Acuity
$1,452
Vermont Mutual
$1,510
Tennessee Farmers
$1,563
Country
$1,681
Compare all 2014 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,566List Price
$44,600Trims Available
3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection
2013 Cadillac XTS
Cheapest Insurance Companies
Average Annual Cost
$838
$1,066
Vermont Mutual
$1,177
$1,187
$1,194
Acuity
$1,241
Tennessee Farmers
$1,264
$1,306
$1,312
Plymouth Rock Insurance
$1,344
$1,380
Arbella
$1,479
Compare all 2013 Cadillac XTS insurance rates.
Average Cost to Insure Per Year
$1,421List Price
$44,075Trims Available
3.6L V6, Livery, Luxury Collection, Premium Collection, Platinum Collection