Chevrolet Cruze Insurance: by Model Year & Company

Chevrolet Cruze insurance costs an average of $852 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Chevrolet Cruze at $113/mo or $675 for a 6-month full coverage policy.

  • Shopping around? Use our calculator to compare average insurance rates by vehicle.
  • Know your vehicle? Get a personalized quote by entering your zip code.
Cruze Car Insurance

What to know about insuring a Chevrolet Cruze:

  1. The Cruze costs less to insure than most sedans. Averaging $142/mo for the Cruze versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Cruze, like the Chevrolet Avalanche ($130/mo), Chevrolet Colorado ($140/mo), or Chevrolet Corvette ($253/mo), your insurance costs will be about the same.
  3. USAA ($100/mo), American Family ($109/mo), Progressive ($114/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2019 Chevrolet Cruze Vehicle Image
2019 Chevrolet Cruze
Av. Cost Per Year$1,994
Av. Per Month$166

Cheapest Companies

USAA$87/m
American Family$99/m
Progressive$101/m

How much does it cost to insure my Chevrolet Cruze?

Select your model year:

2019 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,350

American Family

$1,467

Progressive

$1,522

GEICO

$1,802

State Farm

$1,822

Erie

$1,861

Nationwide

$2,592

Farmers

$2,688

Allstate

$2,793

Compare all 2019 Chevrolet Cruze insurance rates.
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Average Cost to Insure Per Year
$1,994

2018 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
American Family

$1,427

USAA

$1,432

Progressive

$1,491

GEICO

$1,769

Erie

$1,810

State Farm

$1,817

Nationwide

$2,493

Farmers

$2,548

Allstate

$2,653

Compare all 2018 Chevrolet Cruze insurance rates.
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Average Cost to Insure Per Year
$1,949

2017 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,293

American Family

$1,370

Progressive

$1,432

GEICO

$1,710

Erie

$1,749

State Farm

$1,752

Nationwide

$2,378

Allstate

$2,378

Farmers

$2,470

Compare all 2017 Chevrolet Cruze insurance rates.
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Average Cost to Insure Per Year
$1,839

2016 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,226

American Family

$1,306

Progressive

$1,394

GEICO

$1,586

Erie

$1,686

State Farm

$1,725

Nationwide

$2,148

Allstate

$2,245

Farmers

$2,364

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Average Cost to Insure Per Year
$1,734

2015 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,183

American Family

$1,304

Progressive

$1,366

State Farm

$1,553

GEICO

$1,579

Erie

$1,620

Nationwide

$2,062

Allstate

$2,151

Farmers

$2,268

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Average Cost to Insure Per Year
$1,672

2014 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,148

American Family

$1,263

Progressive

$1,329

State Farm

$1,443

GEICO

$1,525

Erie

$1,546

Nationwide

$2,017

Allstate

$2,065

Farmers

$2,135

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Average Cost to Insure Per Year
$1,609

2013 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,120

American Family

$1,234

Progressive

$1,297

State Farm

$1,417

GEICO

$1,483

Erie

$1,488

Nationwide

$1,917

Allstate

$2,032

Farmers

$2,069

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Average Cost to Insure Per Year
$1,564

2012 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,034

American Family

$1,219

Progressive

$1,252

State Farm

$1,342

GEICO

$1,436

Erie

$1,437

Nationwide

$1,890

Allstate

$1,982

Farmers

$1,983

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Average Cost to Insure Per Year
$1,509

2011 Chevrolet Cruze

Cheapest Insurance Companies Average Annual Cost
USAA

$1,047

American Family

$1,188

Progressive

$1,211

State Farm

$1,329

Erie

$1,380

GEICO

$1,394

Nationwide

$1,754

Farmers

$1,910

Allstate

$2,002

Compare all 2011 Chevrolet Cruze insurance rates.
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Average Cost to Insure Per Year
$1,473