Chevrolet Sonic Insurance: by Model Year & Company

Chevrolet Sonic insurance costs an average of $848 for a 6-month full coverage policy. USAA offers the cheapest rate for the latest Chevrolet Sonic at $116/mo or $696 for a 6-month full coverage policy.

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Sonic Car Insurance

What to know about insuring a Chevrolet Sonic:

  1. The Sonic costs less to insure than most sedans. Averaging $141/mo for the Sonic versus $203/mo for typical sedans.
  2. If you're considering a vehicle similar to the Sonic, like the Chevrolet Avalanche ($130/mo), Chevrolet Colorado ($140/mo), or Chevrolet Corvette ($253/mo), your insurance costs will be about the same.
  3. USAA ($99/mo), American Family ($109/mo), Progressive ($109/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2020 Chevrolet Sonic Vehicle Image
2020 Chevrolet Sonic
Av. Cost Per Year$1,983
Av. Per Month$165

Cheapest Companies

USAA$85/m
American Family$96/m
Progressive$97/m

How much does it cost to insure my Chevrolet Sonic?

Select your model year:

2020 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,392

American Family

$1,460

Progressive

$1,470

State Farm

$1,747

GEICO

$1,902

Erie

$1,961

Nationwide

$2,296

Farmers

$2,451

Allstate

$2,966

Compare all 2020 Chevrolet Sonic insurance rates.
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Average Cost to Insure Per Year
$1,983

2019 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,338

American Family

$1,409

Progressive

$1,431

State Farm

$1,705

GEICO

$1,836

Erie

$1,881

Nationwide

$2,348

Farmers

$2,368

Allstate

$2,835

Compare all 2019 Chevrolet Sonic insurance rates.
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Average Cost to Insure Per Year
$1,930

2018 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,271

American Family

$1,354

Progressive

$1,426

State Farm

$1,666

GEICO

$1,715

Erie

$1,805

Nationwide

$2,130

Farmers

$2,231

Allstate

$2,463

Compare all 2018 Chevrolet Sonic insurance rates.
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Average Cost to Insure Per Year
$1,794

2017 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,222

Progressive

$1,322

American Family

$1,326

State Farm

$1,617

GEICO

$1,640

Erie

$1,751

Farmers

$2,162

Nationwide

$2,304

Allstate

$2,402

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Average Cost to Insure Per Year
$1,758

2016 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,155

Progressive

$1,299

American Family

$1,305

State Farm

$1,517

GEICO

$1,637

Erie

$1,729

Nationwide

$2,023

Farmers

$2,103

Allstate

$2,277

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Average Cost to Insure Per Year
$1,675

2015 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,105

Progressive

$1,253

American Family

$1,278

State Farm

$1,448

GEICO

$1,585

Erie

$1,663

Nationwide

$1,881

Farmers

$2,053

Allstate

$2,148

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Average Cost to Insure Per Year
$1,600

2014 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,108

Progressive

$1,230

American Family

$1,249

State Farm

$1,370

GEICO

$1,538

Erie

$1,588

Farmers

$1,944

Nationwide

$1,947

Allstate

$2,109

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Average Cost to Insure Per Year
$1,572

2013 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,080

American Family

$1,206

Progressive

$1,214

State Farm

$1,316

GEICO

$1,493

Erie

$1,529

Nationwide

$1,857

Farmers

$1,893

Allstate

$2,180

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Average Cost to Insure Per Year
$1,542

2012 Chevrolet Sonic

Cheapest Insurance Companies Average Annual Cost
USAA

$1,023

American Family

$1,146

Progressive

$1,158

State Farm

$1,347

GEICO

$1,445

Erie

$1,466

Farmers

$1,835

Nationwide

$1,918

Allstate

$2,151

Compare all 2012 Chevrolet Sonic insurance rates.
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Average Cost to Insure Per Year
$1,516