Dodge Charger Insurance: by Model Year & Company
Dodge Charger insurance costs an average of $1,377 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest Dodge Charger at $130/mo or $779 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a Dodge Charger:
- The Charger costs more to insure than most sedans. Averaging $229/mo for the Charger versus $203/mo for typical sedans.
- If you're considering a vehicle similar to the Charger, like the Dodge Dart ($142/mo), Dodge Nitro ($120/mo), or Dodge Caliber ($125/mo), your insurance costs will be more expensive.
- USAA ($154/mo), American Family ($171/mo), Progressive ($174/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,557 |
| USAA |
$2,865 |
| American Family |
$2,938 |
| State Farm |
$3,050 |
| Nationwide |
$3,153 |
| Erie |
$3,588 |
| GEICO |
$4,430 |
| Farmers |
$5,182 |
| Allstate |
$6,115 |
Compare all 2025 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$3,7362024 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,245 |
| American Family |
$2,965 |
| State Farm |
$3,029 |
| USAA |
$3,062 |
| Nationwide |
$3,399 |
| Erie |
$3,502 |
| GEICO |
$4,480 |
| Farmers |
$5,008 |
| Allstate |
$5,882 |
Compare all 2024 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$3,7192023 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,126 |
| American Family |
$2,466 |
| Progressive |
$2,747 |
| State Farm |
$2,793 |
| Erie |
$2,911 |
| Nationwide |
$3,394 |
| Farmers |
$3,603 |
| GEICO |
$6,793 |
| Allstate |
$7,413 |
Compare all 2023 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$4,4142022 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$2,088 |
| American Family |
$2,385 |
| State Farm |
$2,624 |
| Progressive |
$2,689 |
| Erie |
$2,859 |
| Farmers |
$3,423 |
| Nationwide |
$3,678 |
| Allstate |
$5,682 |
| GEICO |
$6,539 |
Compare all 2022 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$4,0972021 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,969 |
| American Family |
$2,276 |
| Progressive |
$2,453 |
| State Farm |
$2,717 |
| Erie |
$2,731 |
| Farmers |
$3,283 |
| Nationwide |
$3,605 |
| Allstate |
$4,288 |
| GEICO |
$4,991 |
Compare all 2021 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$3,4712020 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,854 |
| American Family |
$2,172 |
| Progressive |
$2,347 |
| Erie |
$2,576 |
| State Farm |
$2,597 |
| Farmers |
$3,122 |
| Nationwide |
$3,581 |
| Allstate |
$3,936 |
| GEICO |
$4,343 |
Compare all 2020 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$3,2062019 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,750 |
| American Family |
$2,038 |
| Progressive |
$2,265 |
| Erie |
$2,437 |
| State Farm |
$2,465 |
| Farmers |
$2,978 |
| Nationwide |
$3,464 |
| GEICO |
$3,475 |
| Allstate |
$3,657 |
Compare all 2019 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$2,8922018 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,719 |
| American Family |
$1,928 |
| Progressive |
$2,196 |
| Erie |
$2,274 |
| State Farm |
$2,389 |
| GEICO |
$2,818 |
| Farmers |
$2,835 |
| Nationwide |
$2,871 |
| Allstate |
$3,211 |
Compare all 2018 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$2,5622017 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,581 |
| American Family |
$1,958 |
| Erie |
$2,063 |
| State Farm |
$2,682 |
| Progressive |
$2,697 |
| GEICO |
$2,848 |
| Allstate |
$3,073 |
| Farmers |
$3,220 |
| Nationwide |
$3,303 |
Compare all 2017 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$2,7002016 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,704 |
| American Family |
$1,803 |
| Progressive |
$2,119 |
| Erie |
$2,254 |
| GEICO |
$2,479 |
| State Farm |
$2,553 |
| Allstate |
$2,900 |
| Farmers |
$3,103 |
| Nationwide |
$3,189 |
Compare all 2016 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$2,4942015 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,764 |
| American Family |
$1,882 |
| Progressive |
$2,014 |
| State Farm |
$2,138 |
| Erie |
$2,206 |
| Allstate |
$2,740 |
| Farmers |
$2,945 |
| Nationwide |
$2,945 |
| GEICO |
$3,552 |
Compare all 2015 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$2,6332014 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,405 |
| American Family |
$1,646 |
| Progressive |
$1,901 |
| State Farm |
$1,947 |
| Erie |
$1,967 |
| GEICO |
$2,250 |
| Nationwide |
$2,544 |
| Allstate |
$2,651 |
| Farmers |
$2,764 |
Compare all 2014 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$2,1542013 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,377 |
| American Family |
$1,506 |
| Progressive |
$1,756 |
| State Farm |
$1,824 |
| Erie |
$1,860 |
| GEICO |
$2,059 |
| Allstate |
$2,370 |
| Nationwide |
$2,407 |
| Farmers |
$2,671 |
Compare all 2013 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$2,0032012 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,311 |
| American Family |
$1,467 |
| State Farm |
$1,761 |
| Progressive |
$1,768 |
| Erie |
$1,884 |
| GEICO |
$2,049 |
| Allstate |
$2,344 |
| Nationwide |
$2,402 |
| Farmers |
$2,591 |
Compare all 2012 Dodge Charger insurance rates.
Average Cost to Insure Per Year
$1,9772011 Dodge Charger
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,202 |
| American Family |
$1,382 |
| Progressive |
$1,556 |
| State Farm |
$1,626 |
| GEICO |
$1,698 |
| Erie |
$1,794 |
| Farmers |
$2,282 |
| Allstate |
$2,290 |
| Nationwide |
$2,417 |
