Fiat 124 Spider Insurance: by Model Year & Company

Fiat 124 Spider insurance costs an average of $852 for a 6-month full coverage policy. Erie offers the cheapest rate for the latest Fiat 124 Spider at $99/mo or $591 for a 6-month full coverage policy.

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124 Spider Car Insurance

What to know about insuring a Fiat 124 Spider:

  1. The 124 Spider costs less to insure than most convertibles. Averaging $142/mo for the 124 Spider versus $189/mo for typical convertibles.
  2. If you're considering a vehicle similar to the 124 Spider, like the Fiat 500e ($148/mo), Fiat 500X ($142/mo), or Acura RDX ($142/mo), your insurance costs will be about the same.
  3. Erie ($95/mo), American Family ($113/mo), Progressive ($115/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2020 Fiat 124 Spider Vehicle Image
2020 Fiat 124 Spider
Av. Cost Per Year$1,822
Av. Per Month$152

Cheapest Companies

Erie$90/m
Progressive$109/m
American Family$110/m

How much does it cost to insure my Fiat 124 Spider?

Select your model year:

2020 Fiat 124 Spider

Cheapest Insurance Companies Average Annual Cost
Erie

$1,182

American Family

$1,395

Progressive

$1,447

Nationwide

$1,570

State Farm

$1,662

USAA

$1,667

GEICO

$1,699

Farmers

$2,495

Allstate

$2,800

Compare all 2020 Fiat 124 Spider insurance rates.
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Average Cost to Insure Per Year
$1,822

2019 Fiat 124 Spider

Cheapest Insurance Companies Average Annual Cost
Erie

$1,134

American Family

$1,364

Progressive

$1,408

Nationwide

$1,558

USAA

$1,599

GEICO

$1,655

State Farm

$1,657

Farmers

$2,351

Allstate

$2,928

Compare all 2019 Fiat 124 Spider insurance rates.
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Average Cost to Insure Per Year
$1,803

2018 Fiat 124 Spider

Cheapest Insurance Companies Average Annual Cost
Erie

$1,140

American Family

$1,349

Progressive

$1,371

USAA

$1,378

State Farm

$1,546

GEICO

$1,556

Nationwide

$1,618

Farmers

$2,274

Allstate

$2,894

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Average Cost to Insure Per Year
$1,730

2017 Fiat 124 Spider

Cheapest Insurance Companies Average Annual Cost
Erie

$1,083

Progressive

$1,304

American Family

$1,314

USAA

$1,339

State Farm

$1,511

GEICO

$1,521

Nationwide

$1,576

Farmers

$2,215

Allstate

$2,755

Compare all 2017 Fiat 124 Spider insurance rates.
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Average Cost to Insure Per Year
$1,672