GMC Sierra 1500 Insurance: by Model Year & Company

GMC Sierra 1500 insurance costs an average of $1,010 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest GMC Sierra 1500 at $146/mo or $879 for a 6-month full coverage policy.

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Sierra 1500 Car Insurance

What to know about insuring a GMC Sierra 1500:

  1. The Sierra 1500 costs less to insure than most trucks. Averaging $168/mo for the Sierra 1500 versus $185/mo for typical trucks.
  2. If you're considering a vehicle similar to the Sierra 1500, like the GMC Sierra 1500 Limited ($281/mo), GMC Sierra 3500HD ($178/mo), or GMC Sierra 2500HD ($171/mo), your insurance costs will be cheaper.
  3. Progressive ($127/mo), American Family ($132/mo), USAA ($141/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 GMC Sierra 1500 Vehicle Image
2025 GMC Sierra 1500
Av. Cost Per Year$2,821
Av. Per Month$235

Cheapest Companies

USAA$100/m
Erie$110/m
American Family$114/m

How much does it cost to insure my GMC Sierra 1500?

Select your model year:

2025 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,757

American Family

$2,089

Nationwide

$2,124

USAA

$2,351

Erie

$2,699

GEICO

$2,728

State Farm

$2,888

Farmers

$3,447

Allstate

$4,908

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Average Cost to Insure Per Year
$2,821

2024 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,749

American Family

$2,014

Nationwide

$2,176

USAA

$2,338

Erie

$2,598

GEICO

$2,612

State Farm

$2,786

Farmers

$3,295

Allstate

$4,633

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Average Cost to Insure Per Year
$2,734

2023 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,720

American Family

$1,935

Nationwide

$2,163

USAA

$2,270

Erie

$2,505

GEICO

$2,508

State Farm

$2,604

Farmers

$3,113

Allstate

$4,175

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Average Cost to Insure Per Year
$2,594

2022 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,694

American Family

$1,868

USAA

$2,212

Nationwide

$2,215

GEICO

$2,417

Erie

$2,426

State Farm

$2,445

Farmers

$2,987

Allstate

$3,859

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Average Cost to Insure Per Year
$2,494

2021 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,636

Erie

$1,702

American Family

$1,773

State Farm

$2,031

USAA

$2,082

Nationwide

$2,227

GEICO

$2,329

Allstate

$2,729

Farmers

$2,784

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Average Cost to Insure Per Year
$2,209

2020 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,584

USAA

$1,654

Erie

$1,668

American Family

$1,707

State Farm

$1,992

GEICO

$2,101

Nationwide

$2,131

Farmers

$2,597

Allstate

$2,709

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Average Cost to Insure Per Year
$2,056

2019 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,434

American Family

$1,483

USAA

$1,495

Erie

$1,612

State Farm

$1,917

GEICO

$1,936

Nationwide

$2,048

Farmers

$2,462

Allstate

$2,531

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Average Cost to Insure Per Year
$1,915

2018 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,418

American Family

$1,424

Erie

$1,606

USAA

$1,724

State Farm

$1,935

GEICO

$2,010

Nationwide

$2,100

Farmers

$2,195

Allstate

$2,308

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Average Cost to Insure Per Year
$1,922

2017 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
American Family

$1,389

Progressive

$1,462

USAA

$1,503

Erie

$1,598

State Farm

$1,912

GEICO

$1,944

Farmers

$2,099

Nationwide

$2,106

Allstate

$2,397

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Average Cost to Insure Per Year
$1,886

2016 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
Progressive

$1,355

American Family

$1,382

USAA

$1,480

Erie

$1,532

State Farm

$1,853

GEICO

$1,875

Farmers

$2,052

Nationwide

$2,135

Allstate

$2,342

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Average Cost to Insure Per Year
$1,837

2015 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
American Family

$1,337

Progressive

$1,365

USAA

$1,370

Erie

$1,547

State Farm

$1,595

Nationwide

$1,657

GEICO

$1,803

Farmers

$1,994

Allstate

$2,311

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Average Cost to Insure Per Year
$1,708

2014 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
USAA

$1,271

American Family

$1,305

Progressive

$1,337

Erie

$1,472

State Farm

$1,609

Nationwide

$1,682

GEICO

$1,735

Farmers

$1,846

Allstate

$2,294

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Average Cost to Insure Per Year
$1,665

2013 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
USAA

$1,278

American Family

$1,372

Erie

$1,431

Progressive

$1,467

State Farm

$1,671

GEICO

$1,709

Farmers

$1,922

Nationwide

$1,956

Allstate

$2,589

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Average Cost to Insure Per Year
$1,767

2012 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
USAA

$1,213

Erie

$1,363

American Family

$1,378

Progressive

$1,414

State Farm

$1,617

GEICO

$1,661

Farmers

$1,879

Nationwide

$1,961

Allstate

$2,656

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Average Cost to Insure Per Year
$1,740

2011 GMC Sierra 1500

Cheapest Insurance Companies Average Annual Cost
USAA

$1,205

Erie

$1,319

American Family

$1,370

Progressive

$1,408

GEICO

$1,588

State Farm

$1,601

Farmers

$1,826

Nationwide

$1,860

Allstate

$2,742

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Average Cost to Insure Per Year
$1,713