GMC Sierra 2500HD Insurance: by Model Year & Company

GMC Sierra 2500HD insurance costs an average of $1,028 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest GMC Sierra 2500HD at $172/mo or $1,030 for a 6-month full coverage policy.

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Sierra 2500HD Car Insurance

What to know about insuring a GMC Sierra 2500HD:

  1. The Sierra 2500HD costs less to insure than most trucks. Averaging $171/mo for the Sierra 2500HD versus $185/mo for typical trucks.
  2. If you're considering a vehicle similar to the Sierra 2500HD, like the GMC Sierra 3500HD ($178/mo), GMC Sierra 1500 ($168/mo), or GMC Sierra 1500 Limited ($281/mo), your insurance costs will be about the same.
  3. American Family ($131/mo), Erie ($134/mo), USAA ($135/mo) offer the cheapest full coverage rates.

The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.

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2025 GMC Sierra 2500HD Vehicle Image
2025 GMC Sierra 2500HD
Av. Cost Per Year$2,859
Av. Per Month$238

Cheapest Companies

USAA$99/m
Erie$100/m
American Family$113/m

How much does it cost to insure my GMC Sierra 2500HD?

Select your model year:

2025 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$2,060

USAA

$2,060

Nationwide

$2,095

Erie

$2,179

Progressive

$2,344

GEICO

$2,799

State Farm

$2,820

Farmers

$3,062

Allstate

$5,141

Compare all 2025 GMC Sierra 2500HD insurance rates.
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Average Cost to Insure Per Year
$2,859

2024 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,984

USAA

$2,050

Erie

$2,080

Nationwide

$2,130

Progressive

$2,329

GEICO

$2,696

State Farm

$2,725

Farmers

$2,906

Allstate

$4,583

Compare all 2024 GMC Sierra 2500HD insurance rates.
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Average Cost to Insure Per Year
$2,733

2023 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,905

USAA

$2,016

Erie

$2,023

Nationwide

$2,250

Progressive

$2,285

GEICO

$2,577

State Farm

$2,795

Farmers

$2,804

Allstate

$4,038

Compare all 2023 GMC Sierra 2500HD insurance rates.
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Average Cost to Insure Per Year
$2,630

2022 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,832

Erie

$1,869

USAA

$2,001

Progressive

$2,245

Nationwide

$2,392

State Farm

$2,414

GEICO

$2,422

Farmers

$2,690

Allstate

$3,669

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Average Cost to Insure Per Year
$2,498

2021 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
Erie

$1,614

American Family

$1,717

USAA

$1,859

State Farm

$2,088

Progressive

$2,174

Nationwide

$2,306

GEICO

$2,334

Farmers

$2,590

Allstate

$3,105

Compare all 2021 GMC Sierra 2500HD insurance rates.
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Average Cost to Insure Per Year
$2,306

2020 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
Erie

$1,557

American Family

$1,662

USAA

$1,782

Progressive

$2,095

State Farm

$2,126

GEICO

$2,250

Nationwide

$2,481

Farmers

$2,489

Allstate

$2,910

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Average Cost to Insure Per Year
$2,255

2019 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
Erie

$1,599

American Family

$1,634

USAA

$1,679

Progressive

$2,010

State Farm

$2,070

GEICO

$2,078

Nationwide

$2,175

Farmers

$2,432

Allstate

$2,680

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Average Cost to Insure Per Year
$2,107

2018 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,406

Erie

$1,479

USAA

$1,596

State Farm

$1,896

Progressive

$1,994

GEICO

$2,012

Nationwide

$2,128

Farmers

$2,338

Allstate

$2,519

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Average Cost to Insure Per Year
$2,016

2017 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,370

USAA

$1,419

Erie

$1,465

State Farm

$1,794

Progressive

$1,886

GEICO

$2,011

Nationwide

$2,013

Farmers

$2,227

Allstate

$2,644

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Average Cost to Insure Per Year
$1,960

2016 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,348

USAA

$1,358

Erie

$1,396

Progressive

$1,794

State Farm

$1,832

GEICO

$1,939

Nationwide

$2,138

Farmers

$2,157

Allstate

$2,566

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Average Cost to Insure Per Year
$1,925

2015 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,295

Erie

$1,301

USAA

$1,303

State Farm

$1,696

Progressive

$1,702

GEICO

$1,840

Nationwide

$1,881

Farmers

$2,044

Allstate

$2,266

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Average Cost to Insure Per Year
$1,781

2014 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,331

USAA

$1,411

Erie

$1,484

Progressive

$1,601

State Farm

$1,767

GEICO

$1,781

Farmers

$1,891

Nationwide

$2,042

Allstate

$2,835

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Average Cost to Insure Per Year
$1,875

2013 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
American Family

$1,310

USAA

$1,360

Erie

$1,415

State Farm

$1,581

Progressive

$1,649

GEICO

$1,727

Farmers

$1,842

Nationwide

$2,026

Allstate

$2,574

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Average Cost to Insure Per Year
$1,797

2012 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
USAA

$1,246

Erie

$1,366

American Family

$1,384

State Farm

$1,516

Progressive

$1,654

GEICO

$1,670

Farmers

$1,796

Nationwide

$1,926

Allstate

$2,670

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Average Cost to Insure Per Year
$1,760

2011 GMC Sierra 2500HD

Cheapest Insurance Companies Average Annual Cost
USAA

$1,182

Erie

$1,195

American Family

$1,358

State Farm

$1,550

GEICO

$1,609

Progressive

$1,681

Farmers

$1,746

Nationwide

$1,898

Allstate

$2,704

Compare all 2011 GMC Sierra 2500HD insurance rates.
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Average Cost to Insure Per Year
$1,737