GMC Sierra 2500HD Insurance: by Model Year & Company
GMC Sierra 2500HD insurance costs an average of $1,028 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest GMC Sierra 2500HD at $172/mo or $1,030 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a GMC Sierra 2500HD:
- The Sierra 2500HD costs less to insure than most trucks. Averaging $171/mo for the Sierra 2500HD versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the Sierra 2500HD, like the GMC Sierra 3500HD ($178/mo), GMC Sierra 1500 ($168/mo), or GMC Sierra 1500 Limited ($281/mo), your insurance costs will be about the same.
- American Family ($131/mo), Erie ($134/mo), USAA ($135/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,060 |
| USAA |
$2,060 |
| Nationwide |
$2,095 |
| Erie |
$2,179 |
| Progressive |
$2,344 |
| GEICO |
$2,799 |
| State Farm |
$2,820 |
| Farmers |
$3,062 |
| Allstate |
$5,141 |
Compare all 2025 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,8592024 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,984 |
| USAA |
$2,050 |
| Erie |
$2,080 |
| Nationwide |
$2,130 |
| Progressive |
$2,329 |
| GEICO |
$2,696 |
| State Farm |
$2,725 |
| Farmers |
$2,906 |
| Allstate |
$4,583 |
Compare all 2024 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,7332023 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,905 |
| USAA |
$2,016 |
| Erie |
$2,023 |
| Nationwide |
$2,250 |
| Progressive |
$2,285 |
| GEICO |
$2,577 |
| State Farm |
$2,795 |
| Farmers |
$2,804 |
| Allstate |
$4,038 |
Compare all 2023 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,6302022 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,832 |
| Erie |
$1,869 |
| USAA |
$2,001 |
| Progressive |
$2,245 |
| Nationwide |
$2,392 |
| State Farm |
$2,414 |
| GEICO |
$2,422 |
| Farmers |
$2,690 |
| Allstate |
$3,669 |
Compare all 2022 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,4982021 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,614 |
| American Family |
$1,717 |
| USAA |
$1,859 |
| State Farm |
$2,088 |
| Progressive |
$2,174 |
| Nationwide |
$2,306 |
| GEICO |
$2,334 |
| Farmers |
$2,590 |
| Allstate |
$3,105 |
Compare all 2021 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,3062020 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,557 |
| American Family |
$1,662 |
| USAA |
$1,782 |
| Progressive |
$2,095 |
| State Farm |
$2,126 |
| GEICO |
$2,250 |
| Nationwide |
$2,481 |
| Farmers |
$2,489 |
| Allstate |
$2,910 |
Compare all 2020 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,2552019 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,599 |
| American Family |
$1,634 |
| USAA |
$1,679 |
| Progressive |
$2,010 |
| State Farm |
$2,070 |
| GEICO |
$2,078 |
| Nationwide |
$2,175 |
| Farmers |
$2,432 |
| Allstate |
$2,680 |
Compare all 2019 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,1072018 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,406 |
| Erie |
$1,479 |
| USAA |
$1,596 |
| State Farm |
$1,896 |
| Progressive |
$1,994 |
| GEICO |
$2,012 |
| Nationwide |
$2,128 |
| Farmers |
$2,338 |
| Allstate |
$2,519 |
Compare all 2018 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$2,0162017 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,370 |
| USAA |
$1,419 |
| Erie |
$1,465 |
| State Farm |
$1,794 |
| Progressive |
$1,886 |
| GEICO |
$2,011 |
| Nationwide |
$2,013 |
| Farmers |
$2,227 |
| Allstate |
$2,644 |
Compare all 2017 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$1,9602016 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,348 |
| USAA |
$1,358 |
| Erie |
$1,396 |
| Progressive |
$1,794 |
| State Farm |
$1,832 |
| GEICO |
$1,939 |
| Nationwide |
$2,138 |
| Farmers |
$2,157 |
| Allstate |
$2,566 |
Compare all 2016 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$1,9252015 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,295 |
| Erie |
$1,301 |
| USAA |
$1,303 |
| State Farm |
$1,696 |
| Progressive |
$1,702 |
| GEICO |
$1,840 |
| Nationwide |
$1,881 |
| Farmers |
$2,044 |
| Allstate |
$2,266 |
Compare all 2015 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$1,7812014 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,331 |
| USAA |
$1,411 |
| Erie |
$1,484 |
| Progressive |
$1,601 |
| State Farm |
$1,767 |
| GEICO |
$1,781 |
| Farmers |
$1,891 |
| Nationwide |
$2,042 |
| Allstate |
$2,835 |
Compare all 2014 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$1,8752013 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,310 |
| USAA |
$1,360 |
| Erie |
$1,415 |
| State Farm |
$1,581 |
| Progressive |
$1,649 |
| GEICO |
$1,727 |
| Farmers |
$1,842 |
| Nationwide |
$2,026 |
| Allstate |
$2,574 |
Compare all 2013 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$1,7972012 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,246 |
| Erie |
$1,366 |
| American Family |
$1,384 |
| State Farm |
$1,516 |
| Progressive |
$1,654 |
| GEICO |
$1,670 |
| Farmers |
$1,796 |
| Nationwide |
$1,926 |
| Allstate |
$2,670 |
Compare all 2012 GMC Sierra 2500HD insurance rates.
Average Cost to Insure Per Year
$1,7602011 GMC Sierra 2500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,182 |
| Erie |
$1,195 |
| American Family |
$1,358 |
| State Farm |
$1,550 |
| GEICO |
$1,609 |
| Progressive |
$1,681 |
| Farmers |
$1,746 |
| Nationwide |
$1,898 |
| Allstate |
$2,704 |