GMC Sierra 3500HD Insurance: by Model Year & Company
GMC Sierra 3500HD insurance costs an average of $1,070 for a 6-month full coverage policy. American Family offers the cheapest rate for the latest GMC Sierra 3500HD at $169/mo or $1,014 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a GMC Sierra 3500HD:
- The Sierra 3500HD costs less to insure than most trucks. Averaging $178/mo for the Sierra 3500HD versus $185/mo for typical trucks.
- If you're considering a vehicle similar to the Sierra 3500HD, like the GMC Sierra 1500 ($168/mo), GMC Sierra 2500HD ($171/mo), or GMC Sierra 1500 Limited ($281/mo), your insurance costs will be about the same.
- American Family ($128/mo), Erie ($138/mo), USAA ($143/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$2,028 |
| USAA |
$2,071 |
| Erie |
$2,332 |
| Progressive |
$2,450 |
| Nationwide |
$2,676 |
| State Farm |
$2,815 |
| GEICO |
$2,860 |
| Farmers |
$3,137 |
| Allstate |
$5,753 |
Compare all 2025 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$3,0602024 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,780 |
| USAA |
$2,063 |
| Erie |
$2,226 |
| Progressive |
$2,432 |
| State Farm |
$2,721 |
| Nationwide |
$2,737 |
| GEICO |
$2,754 |
| Farmers |
$2,981 |
| Allstate |
$5,114 |
Compare all 2024 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,9202023 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,888 |
| USAA |
$2,007 |
| Erie |
$2,064 |
| Progressive |
$2,384 |
| GEICO |
$2,568 |
| State Farm |
$2,641 |
| Nationwide |
$2,848 |
| Farmers |
$2,871 |
| Allstate |
$4,042 |
Compare all 2023 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,7062022 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,658 |
| Erie |
$1,957 |
| USAA |
$1,998 |
| State Farm |
$2,227 |
| Progressive |
$2,342 |
| GEICO |
$2,424 |
| Nationwide |
$2,540 |
| Farmers |
$2,755 |
| Allstate |
$3,773 |
Compare all 2022 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,5272021 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,547 |
| Erie |
$1,654 |
| USAA |
$1,878 |
| State Farm |
$2,031 |
| Progressive |
$2,263 |
| GEICO |
$2,329 |
| Nationwide |
$2,364 |
| Farmers |
$2,706 |
| Allstate |
$3,099 |
Compare all 2021 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,3232020 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,503 |
| Erie |
$1,605 |
| USAA |
$1,800 |
| State Farm |
$2,100 |
| Progressive |
$2,180 |
| GEICO |
$2,245 |
| Nationwide |
$2,553 |
| Farmers |
$2,599 |
| Allstate |
$2,912 |
Compare all 2020 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,2782019 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,429 |
| Erie |
$1,663 |
| USAA |
$1,818 |
| State Farm |
$2,086 |
| Progressive |
$2,132 |
| GEICO |
$2,152 |
| Nationwide |
$2,429 |
| Farmers |
$2,515 |
| Allstate |
$2,689 |
Compare all 2019 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,1982018 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,426 |
| Erie |
$1,607 |
| USAA |
$1,742 |
| State Farm |
$1,914 |
| Progressive |
$2,059 |
| GEICO |
$2,066 |
| Nationwide |
$2,164 |
| Farmers |
$2,504 |
| Allstate |
$2,524 |
Compare all 2018 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,0782017 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,437 |
| USAA |
$1,488 |
| Erie |
$1,535 |
| Progressive |
$1,733 |
| State Farm |
$1,797 |
| GEICO |
$1,988 |
| Farmers |
$2,197 |
| Nationwide |
$2,297 |
| Allstate |
$2,649 |
Compare all 2017 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$1,9842016 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,403 |
| Erie |
$1,538 |
| USAA |
$1,608 |
| Progressive |
$1,910 |
| GEICO |
$1,940 |
| State Farm |
$2,129 |
| Farmers |
$2,337 |
| Nationwide |
$2,344 |
| Allstate |
$2,573 |
Compare all 2016 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$2,0522015 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,356 |
| Erie |
$1,432 |
| USAA |
$1,529 |
| State Farm |
$1,745 |
| Progressive |
$1,864 |
| GEICO |
$1,883 |
| Nationwide |
$2,251 |
| Farmers |
$2,265 |
| Allstate |
$2,540 |
Compare all 2015 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$1,9552014 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,375 |
| American Family |
$1,424 |
| USAA |
$1,521 |
| State Farm |
$1,783 |
| GEICO |
$1,809 |
| Progressive |
$1,978 |
| Nationwide |
$2,142 |
| Farmers |
$2,188 |
| Allstate |
$2,834 |
Compare all 2014 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$1,9792013 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,320 |
| American Family |
$1,389 |
| USAA |
$1,469 |
| Progressive |
$1,701 |
| GEICO |
$1,752 |
| State Farm |
$1,833 |
| Farmers |
$2,113 |
| Nationwide |
$2,284 |
| Allstate |
$2,875 |
Compare all 2013 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$1,9442012 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,265 |
| USAA |
$1,340 |
| American Family |
$1,367 |
| State Farm |
$1,636 |
| GEICO |
$1,693 |
| Progressive |
$1,866 |
| Nationwide |
$1,958 |
| Farmers |
$2,038 |
| Allstate |
$2,668 |
Compare all 2012 GMC Sierra 3500HD insurance rates.
Average Cost to Insure Per Year
$1,8352011 GMC Sierra 3500HD
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Erie |
$1,222 |
| USAA |
$1,325 |
| American Family |
$1,392 |
| State Farm |
$1,569 |
| GEICO |
$1,632 |
| Progressive |
$1,734 |
| Nationwide |
$1,749 |
| Farmers |
$1,968 |
| Allstate |
$2,703 |