GMC Terrain Insurance: by Model Year & Company
GMC Terrain insurance costs an average of $920 for a 6-month full coverage policy. Progressive offers the cheapest rate for the latest GMC Terrain at $144/mo or $863 for a 6-month full coverage policy.
- Shopping around? Use our calculator to compare average insurance rates by vehicle.
- Know your vehicle? Get a personalized quote by entering your zip code.
What to know about insuring a GMC Terrain:
- The Terrain costs less to insure than most SUVs. Averaging $153/mo for the Terrain versus $184/mo for typical SUVs.
- If you're considering a vehicle similar to the Terrain, like the GMC Acadia ($160/mo), GMC Sierra 3500HD ($178/mo), or GMC Sierra 1500 Limited ($281/mo), your insurance costs will be cheaper.
- Progressive ($119/mo), USAA ($122/mo), American Family ($127/mo) offer the cheapest full coverage rates.
The rates displayed are based on a full coverage 30-year-old male driver with no violations in 2025. Customizations to your vehicle (trim or modifications) and your driving history will impact your insurance costs. Consider these rates as a jumping off point for your search.
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Cheapest Companies
2025 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,726 |
| American Family |
$1,763 |
| USAA |
$1,789 |
| GEICO |
$1,941 |
| State Farm |
$1,994 |
| Erie |
$2,019 |
| Nationwide |
$2,074 |
| Farmers |
$3,146 |
| Allstate |
$3,308 |
Compare all 2025 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$2,1782024 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,715 |
| USAA |
$1,763 |
| American Family |
$1,836 |
| Erie |
$1,907 |
| Nationwide |
$1,951 |
| State Farm |
$1,963 |
| GEICO |
$2,346 |
| Farmers |
$3,026 |
| Allstate |
$3,651 |
Compare all 2024 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$2,2892023 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| American Family |
$1,654 |
| Progressive |
$1,686 |
| USAA |
$1,765 |
| Erie |
$1,837 |
| State Farm |
$1,862 |
| Nationwide |
$1,969 |
| GEICO |
$2,167 |
| Farmers |
$2,905 |
| Allstate |
$3,453 |
Compare all 2023 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$2,1932022 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,617 |
| American Family |
$1,720 |
| USAA |
$1,730 |
| Erie |
$1,765 |
| State Farm |
$1,766 |
| Nationwide |
$1,950 |
| GEICO |
$2,083 |
| Farmers |
$2,778 |
| Allstate |
$3,252 |
Compare all 2022 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$2,1102021 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,566 |
| USAA |
$1,670 |
| American Family |
$1,673 |
| Erie |
$1,793 |
| State Farm |
$1,813 |
| Nationwide |
$1,963 |
| GEICO |
$2,026 |
| Farmers |
$2,584 |
| Allstate |
$2,975 |
Compare all 2021 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$2,0372020 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,514 |
| American Family |
$1,649 |
| USAA |
$1,676 |
| Erie |
$1,723 |
| State Farm |
$1,847 |
| Nationwide |
$2,012 |
| GEICO |
$2,044 |
| Farmers |
$2,617 |
| Allstate |
$2,807 |
Compare all 2020 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$2,0202019 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,484 |
| American Family |
$1,577 |
| USAA |
$1,595 |
| Erie |
$1,731 |
| State Farm |
$1,795 |
| GEICO |
$2,001 |
| Nationwide |
$2,104 |
| Farmers |
$2,509 |
| Allstate |
$2,662 |
Compare all 2019 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,9732018 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,437 |
| USAA |
$1,486 |
| American Family |
$1,543 |
| Erie |
$1,628 |
| State Farm |
$1,790 |
| GEICO |
$1,928 |
| Nationwide |
$1,959 |
| Farmers |
$2,407 |
| Allstate |
$2,441 |
Compare all 2018 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,8732017 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,295 |
| USAA |
$1,373 |
| American Family |
$1,421 |
| Erie |
$1,463 |
| State Farm |
$1,652 |
| GEICO |
$1,861 |
| Nationwide |
$1,915 |
| Farmers |
$2,175 |
| Allstate |
$2,369 |
Compare all 2017 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,7712016 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| Progressive |
$1,245 |
| USAA |
$1,317 |
| Erie |
$1,445 |
| American Family |
$1,461 |
| State Farm |
$1,561 |
| Nationwide |
$1,725 |
| GEICO |
$1,799 |
| Farmers |
$2,130 |
| Allstate |
$2,331 |
Compare all 2016 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,7002015 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,214 |
| Progressive |
$1,284 |
| Erie |
$1,393 |
| American Family |
$1,452 |
| State Farm |
$1,681 |
| GEICO |
$1,739 |
| Nationwide |
$1,998 |
| Farmers |
$2,062 |
| Allstate |
$2,260 |
Compare all 2015 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,7092014 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,175 |
| Progressive |
$1,230 |
| Erie |
$1,321 |
| American Family |
$1,416 |
| State Farm |
$1,667 |
| GEICO |
$1,682 |
| Nationwide |
$1,733 |
| Farmers |
$1,962 |
| Allstate |
$2,204 |
Compare all 2014 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,6302013 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,129 |
| Progressive |
$1,231 |
| Erie |
$1,245 |
| American Family |
$1,380 |
| State Farm |
$1,609 |
| GEICO |
$1,628 |
| Nationwide |
$1,815 |
| Farmers |
$1,870 |
| Allstate |
$2,279 |
Compare all 2013 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,6182012 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,115 |
| Progressive |
$1,186 |
| American Family |
$1,214 |
| Erie |
$1,255 |
| State Farm |
$1,388 |
| GEICO |
$1,546 |
| Nationwide |
$1,833 |
| Farmers |
$1,873 |
| Allstate |
$1,937 |
Compare all 2012 GMC Terrain insurance rates.
Average Cost to Insure Per Year
$1,5172011 GMC Terrain
| Cheapest Insurance Companies | Average Annual Cost |
|---|---|
| USAA |
$1,081 |
| American Family |
$1,138 |
| Progressive |
$1,162 |
| Erie |
$1,211 |
| State Farm |
$1,340 |
| GEICO |
$1,500 |
| Nationwide |
$1,736 |
| Allstate |
$1,790 |
| Farmers |
$1,823 |
